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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

PayPal is the safest way to pay for goods and services.

5
PayPal is the safest way to pay for goods and services. If I get in any trouble with my payments they always provide first class customer service and resolve problems very quickly Reviewed on: 24th May 2024

Paypal credit easy to use to pay for items online.

5
Paypal credit easy to use to pay for items online. Easy to control payments and credit limits. Excellent service, Reviewed on: 24th May 2024

Never had an issue

5
Been with PayPal Credit for a long time and never had an issue. The application is easy to use and never has experienced any technical issues Reviewed on: 24th May 2024

It was an amazing experience.

5
It was an amazing experience. Very smooth and easy,. And the decision made was immediate . The help they provide for people like me was huge. Thank you so much Reviewed on: 24th May 2024

It’s easy and quick service.

5
It’s easy and quick service. It gives you the opportunity to buy something you have been wanting for so long without spending fortune in one go. It’s easy manageable and pretty straightforward with payments. As long as you pay minimum amount.. you are good hands. Reviewed on: 24th May 2024

Love paying for holidays via Paypal

5
Love using Paypal , I wish all companies took Paypal credit as a payment method . Larger companies do excellent when booking a holiday Reviewed on: 24th May 2024

Excellent service!!!

5
Excellent service. Buying anything with PayPal is an immediate feeling of security. You’re covered if the sale turns out to be dodgy or fraudulent. Customer service is excellent. Excellent money lender with a few options of how you can pay it back. I would absolutely recommend! Reviewed on: 24th May 2024

My Experience

4
Overall great experience, some very minor issues to note regarding repayments, but this is an issue involving clarity. Every other function works perfectly well. Reviewed on: 24th May 2024

Never had any problems and helps with the credit

5
Never had any problems and helps with the credit Reviewed on: 24th May 2024

Really good easy to use and helpful

5
Really good easy to use and helpful Reviewed on: 24th May 2024

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