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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180937)

PayPal user for a decade

I'm using PayPal and PayPal credit for a decade without any problem. It's always reliable and trusted. When I need to reach out to them because I paid for something what I haven't received they have resolved the issue within hours. Definitely recommend PayPal. Reviewed on: 27th May 2026

Great customer service, flexible payments with good...

Great customer service, flexible payments with good interest rates Reviewed on: 27th May 2026

So far so good

Used for few months and earn cashback every purchase cann not go wrong Reviewed on: 27th May 2026

Great customer service - easy app to use.

Great customer service - easy app to use. Easy to use to transfer money or spend Reviewed on: 27th May 2026

Easy transaction, app is easy to use and very conven...

Easy transaction, app is easy to use and very convenient Reviewed on: 27th May 2026

Always easy to use never had any issues

Always easy to use never had any issues Reviewed on: 27th May 2026

Paypal is very up to date overall.

Paypal is very up to date overall. Easy to use, good communication and above all secure Reviewed on: 27th May 2026

Flexible payments options, particularly the pay in 3.

Flexible payments options, particularly the pay in 3. Reviewed on: 27th May 2026

got two non arrival of good 3 months ago heard...

got two non arrival of good 3 months ago heard nothing Reviewed on: 27th May 2026

Always found PayPal to be easy and straight forward...

Always found PayPal to be easy and straight forward no problems whatsoever Reviewed on: 27th May 2026

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