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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (180935)

PayPal is very good for emergency use and very easy...

5
PayPal is very good for emergency use and very easy to work with Reviewed on: 27th May 2026
Chris h's avatar
Chris h

In the instances i contacted customer service i did...

4
In the instances i contacted customer service i did not receive a proper answer. Also while contacting customer service it is quite hard to find an actual person to talk to. Reviewed on: 27th May 2026
Babak Rahi's avatar
Babak Rahi

The pay later has really helped me

5
The pay later has really helped me Reviewed on: 27th May 2026
Liam Broadbent's avatar
Liam Broadbent

I’ve been using PayPal for over 15 years and during...

5
I’ve been using PayPal for over 15 years and during that time I’ve really seen the service evolve and improve. The platform has grown significantly in how it supports online payments and manages transactions, while still remaining simple and easy to use. I feel very confident using PayPal for online purchases and money transfers, knowing the service is secure, reliable and well established. It has consistently provided a smooth experience and gives real peace of mind when managing transactions online. Reviewed on: 27th May 2026
Lee C's avatar
Lee C

It is quick and easy to use and no hidden charges.

5
It is quick and easy to use and no hidden charges. I would recommend it's use. Reviewed on: 27th May 2026
Margaret 's avatar
Margaret

Flexible and easy

4
Easy to use and great support when needed Reviewed on: 27th May 2026
Lee Turner's avatar
Lee Turner

Flexible and easy

4
Easy to use and great support when needed Reviewed on: 27th May 2026
Lee Turner's avatar
Lee Turner

Easy to use and allows flexible repayment.

5
Easy to use and allows flexible repayment. Reviewed on: 27th May 2026
John's avatar
John

Easy to use service, simple to set up and always ava...

5
Easy to use service, simple to set up and always available! Reviewed on: 27th May 2026
Sami M's avatar
Sami M

Recommended

5
Good customer service and good service overall. Reviewed on: 27th May 2026
Alex V's avatar
Alex V

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