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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Easy to use app

5
Easy to use app and great experience with managing finances Reviewed on: 24th May 2024
Conor Mayling's avatar
Conor Mayling

i have used paypal for many years now.

5
i have used paypal for many years now. I try to use paypal for most of my purchases as i believe it is the safest way to purchase online. Reviewed on: 24th May 2024
Maria A's avatar
Maria A

No hassle wins for me

5
It's flexible, simple and easy to keep on track of Reviewed on: 24th May 2024
Nelly's avatar
Nelly

A helpful and professional service

5
A helpful and professional service, that is a good tool for purchasing online goods and paying back monthly in manageable affordable payments. It ensures you only payback what you can afford and that you don’t forget your monthly repayments. Reviewed on: 24th May 2024
Johnathan 's avatar
Johnathan

Very easy and efficient to use.

5
Very easy and efficient to use. Reviewed on: 24th May 2024
Nomakorinte 's avatar
Nomakorinte

Great experience , glad I can access to paypal credit

5
Great experience , glad I can access to paypal credit Reviewed on: 24th May 2024
Vasile R's avatar
Vasile R

Paypal credit was there when I needed it the most.

5
Paypal credit was there when I needed it the most. For example, when my fridge freezer broke down. I used paypal credit 36 months repayment 0% apr. What do you want more? It s working great for me! Reviewed on: 24th May 2024
Stef V's avatar
Stef V

Helped out when I was in need

5
Helped out when I was in need and now using PayPal credit has helped me increase my credit rating to excellent Reviewed on: 24th May 2024
ChrisS's avatar
ChrisS

Very easy to use and to set up takes the stress out...

5
Very easy to use and to set up takes the stress out of it all Reviewed on: 24th May 2024
Shaun r's avatar
Shaun r

My experience It's quite good I have had this accou...

5
My experience It's quite good I have had this account for over 15 years, I am satisfied and I use it whenever I need it I didn't have any problem because of this ok condition Thank you for allowing me to use PayPal Reviewed on: 24th May 2024
J m's avatar
J m

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