Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

View other PayPal products

4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75248)

Helpful and not restrictive

The 0% interest for 4 months is a good send and gets me out of a bind. Helps when purchasing something on offer that I don't have the full money for Reviewed on: 24th May 2024

simple to use and great rate of paying back

simple to use and great rate of paying back Reviewed on: 24th May 2024

Never had any issues, easy to use and manage.

Never had any issues, easy to use and manage. Reviewed on: 24th May 2024

Interest free credit for 4 months - what could be be...

Interest free credit for 4 months - what could be better? Reviewed on: 24th May 2024

Professional and transparent.

Easy to use and transparent. Very useful in difficult time. Feels as though you can trust PayPal. Highly respected company and easy to get support from. Application was easy and feel they would not take advantage of people as they do vigilant background checks Reviewed on: 24th May 2024

Very good, quick process and good customer service

Very good, quick process and good customer service Reviewed on: 24th May 2024

Excellent magnificent brilliant beautiful

All my transactions is secured and safe Reviewed on: 24th May 2024

Good method of obtaining intrest free credit

Good method of obtaining intrest free credit Reviewed on: 24th May 2024

I never have any problems with PayPal credit.

I never have any problems with PayPal credit. Always available and the repayments are affordable. Reviewed on: 24th May 2024

Advice / critique

Eventually get problems solved but need to be quicker Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34229 reviews
Credit card
from PayPal 4.92 from 60 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub