Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

View other PayPal products

4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180934)

It’s simple and efficient .

It’s simple and efficient . Very effective to way to spend without any worry Reviewed on: 27th May 2026

Always a reliable service, buyer protection is essen...

Always a reliable service, buyer protection is essential these days, having that safety net is crucial Reviewed on: 27th May 2026

Simple & effective

I’ve had a really positive experience using PayPal Credit. It’s incredibly convenient, especially when shopping online, as it integrates seamlessly with checkout. The option to spread payments and take advantage of interest-free periods on larger purchases has been a huge benefit and has helped me manage my finances more flexibly. Reviewed on: 27th May 2026

Good credit card and easy to use.

I’m using the credit because of the interest free period that gives me a chance organize reimbursements. Also because is easy to use. Reviewed on: 27th May 2026

Extremely useful.

I use PayPal and PayPal credit all the time because it is incredibly advantageous. The website is easy to navigate and easy to use. PayPal gives you more spending power. Reviewed on: 27th May 2026

Always easy to use and I feel confident when I make...

Always easy to use and I feel confident when I make a payment Reviewed on: 27th May 2026

Shopping

Fast and easy way to shop and keep you updated on delivery Reviewed on: 27th May 2026

Secure, Fast, and Effortlessly Reliable Reliable

I've used PayPal for over 12 years and it’s still my go-to payment service. It offers excellent security with strong buyer and seller protection, making every transaction feel safe. Sending and receiving money is incredibly convenient — instant transfers to friends, seamless international payments for freelancers, and a fast, user-friendly app. It’s accepted almost everywhere online, and I never have to share my card details. Customer service is responsive when needed, and the platform keeps improving. Simply the most dependable way to handle money online. Reviewed on: 27th May 2026

reliable online payment

PayPal has been one of the most reliable online payment services I’ve used. It’s fast, secure, and makes sending or receiving money incredibly simple. The buyer and seller protection gives real peace of mind, and checkout on websites is effortless, usually just one click. I also like how easy it is to track transactions and manage everything in one place. Overall, PayPal is a trustworthy, convenient platform that consistently delivers a smooth experience. Reviewed on: 27th May 2026

Brilliant

Brilliant service all round from customer service to the end product Reviewed on: 27th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101131 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub