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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180933)

Easy money

A very quick process, just with the click of a button or two, credit is sorted. Can then pay from minimum amount to as much as you like, interest rate on balance is competitive. Reviewed on: 27th May 2026

So easy and convenient.

So easy and convenient. Helps when struggling through the month Reviewed on: 27th May 2026

PayPal really is a flexible friend

I use PayPal to pay for everything on line, it's safe and easy so I know everything will be paid on time. I always get a reminder when monthly payments are due so no missed payment fines because I can't pay by standing order. Also it's great to have a purchase split into 3 payments which is easier on my pocket and makes purchases more affordable. Reviewed on: 27th May 2026

Good money service.

Good money service. Had very little concerns and complaints resolved very quickly. Reviewed on: 27th May 2026

Still the most safe and useful financial service

Just the most useful money lending and payment service Reviewed on: 27th May 2026

Never had a single issue - excellent

Never had a single issue or need for complaint Reviewed on: 27th May 2026

Uwielbiam robic zakupy przez peypal i brac na raty r...

Uwielbiam robic zakupy przez peypal i brac na raty rozsądne rozwiązanie yes cool i super promocyjny maja co wiecej tu dodac Reviewed on: 27th May 2026

PayPal credit is very useful in enabling me to speed...

PayPal credit is very useful in enabling me to speed my purchases interest free which is very helpful. Reviewed on: 27th May 2026

PayPal Credit is Fantastic!

PayPal credit has helped me with many purchases over the time I have used it, it allows me to spread out the cost of my purchases with 4 months 0% interest service that they offer. It’s great because I can buy things and pay them off monthly at no extra cost (providing that whatever I bought is paid off before the 4 month period). Reviewed on: 27th May 2026

Customer service helpful and efficient.

Customer service helpful and efficient. Interest rates fair. Reviewed on: 27th May 2026

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