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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

Paypal review

reallly good service with good providing support Reviewed on: 24th May 2024

Easy to manage your money

Flexible, clear repayments and easy to manage your money Reviewed on: 24th May 2024

Great for budgeting

Easy to use. Pay in 3 and interest free periods great for budgeting, Reviewed on: 24th May 2024

Very easy to deal with when contacting them by email

Very easy to deal with when contacting them by email or phone they provide you with the information you needed excellent company and the offers they have is great the staff are excellent keep up the great work well done to you all. Reviewed on: 24th May 2024

Really easy to navigate.

Really easy to navigate. I love that I can spread the cost without interest over 4 months Reviewed on: 24th May 2024

Ebr0407.

I’ve been using PayPal for a few years now , and will continue to fuse it as I find it a great service and easy to use.. Reviewed on: 24th May 2024

Overall very good experience, fraud protection is ve...

Overall very good experience, fraud protection is very nice feature so I know that everytime I pay with PayPal I'm protected. Reviewed on: 24th May 2024

Swift easy service, always handy,

Swift easy service, always handy, Reviewed on: 24th May 2024

Using PayPal credit is great, navigating the app is...

Using PayPal credit is great, navigating the app is simple and the terms and conditions are easy to understand. The Credit is there instantly when you need it and accepted at hundreds of stores. Making repayments is simple, either pay the whole ballance or in easy low installments by the given date each month. Its a god send if you need a little help until payday. Reviewed on: 24th May 2024

A lovely surprise

I have been using PayPal for quite a number of years for the added protection of online purchases, especially from third party websites. I recently booked a holiday with Tui and was utterly amazed that I was able to take advantage of PayPals pay over 3 months option. I never knew this was a thing. I was absolutely delighted as it meant that I would not have to go into my savings like I normally would do. And it meant that I didn't have to pay the full balance before my holiday. It gives you the option of setting up a direct debit so that you don't miss payments but I preferred to pay it every few weeks as both my husband and myself are fortunate to be paid weekly. I can't praise PayPal enough, they made everything so simple and easy to use from the initial transaction to the final payment including being able to see your balance on the main page of the app whenever you log in. I would definitely use this feature again and highly recommend it to everyone. Reviewed on: 24th May 2024

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