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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Great service

This service is amazing. 0% interest free credit for the 1st 4 months, tailored offers which turns points into pounds, and tracking your spending is so easy to navigate. Reviewed on: 27th May 2026

Easy and convenient way to pay.

Easy and convenient way to pay. Reasonable regulations that not hard to follow. Reviewed on: 27th May 2026

Love the app itself, very good interaction experienc...

Love the app itself, very good interaction experience and very good sections Reviewed on: 27th May 2026

Had no problems everything works as should

Had no problems everything works as should Reviewed on: 27th May 2026

Very good customer service good credit offers very t...

Very good customer service good credit offers very trustworthy very easily use Reviewed on: 27th May 2026

Ive been using PayPal for over 10years now.

Ive been using PayPal for over 10years now.and.they have been very supportive and really affordable, low interest rate too. They offer you plenty of time spread your payment without stress. Reviewed on: 27th May 2026

In my experience, Iused lot PayPal special for buyin...

In my experience, Iused lot PayPal special for buying a ticket for travel and eBay is helping very goods Reviewed on: 27th May 2026

I have had such a wonderful experiance using Paypal.

"I have had such a wonderful experience using PayPal, and I honestly can’t recommend it enough. From the very start, everything was clear, easy to navigate, and well organised, which made getting set up completely stress‑free. The service and support I received were outstanding — every interaction felt thoughtful, respectful, and tailored exactly to what I needed. I always felt heard, understood, and secure, and it made a real positive difference every time I sent money, paid for things or managed my funds. The whole platform feels safe, reliable, and built with genuine care for its users. If you’re looking for something trustworthy, helpful and truly dependable, this is definitely the service to use. Thank you so much PayPal, for everything you do you are great. Reviewed on: 27th May 2026

Excellent service

Quick and efficient services.Timely intervention and quick response Reviewed on: 27th May 2026

It is very simple to use.

It is very simple to use. Webpage directs directly to app. Reviewed on: 27th May 2026

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