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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

I would highly recommend PayPal Credit.

I’ve had a very positive experience with PayPal Credit. It’s easy to make payments. The app and website clearly display what you owe, what balance you have special offers on (I.e. 0% interest) and when those special offers expire. I had to call customer service once, to ask a question and they were extremely helpful. I would highly recommend PayPal Credit Reviewed on: 24th May 2024

Excellent service

PayPal credit has enabled me to make purchases over a period of time that I would otherwise not been able to buy. It has helped me out enormously with some unexpected purchases. I especially have liked the 0% interest free payment over 3 or 4 months Reviewed on: 24th May 2024

Gracias PayPal

Me encanta PayPal y la facilidad de poder pagar con seguridad . Y sin intereses Reviewed on: 24th May 2024

Quick and easy to use and set up.

Quick and easy to use and set up. Feels safer paying by PayPal, easy to keep a check on what you've spent. Reviewed on: 24th May 2024

Great way to pay

I really like to use it. It’s great as long as you can afford to use it! Reviewed on: 24th May 2024

Good .z z z z z z

Good . Z z z z z z z z z z z z z z Reviewed on: 24th May 2024

It links well with internet sites

It links well with internet sites Reviewed on: 24th May 2024

Great customer service and efficient

Great customer service and efficient Reviewed on: 24th May 2024

PayPal is a no brainer.

PayPal is a no brainer. My preferred way to pay at the checkout. Reviewed on: 24th May 2024

Never had issues using the platform.

Never had issues using the platform. the application process was seamless, the app is always available when you need it, no errors or issues with payment and charges, it’s just simply brilliant. I would certainly recommend PayPal credit to anyone. Reviewed on: 24th May 2024

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