Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180932)

Thank god for PayPal

I found your service has been highly helpful when I find my self a little short especially PayPal credit so thank you for helping me through financial tough times Reviewed on: 27th May 2026

Generally works well for my needs

Apart from a purchase that we disagreed on in terms of getting money back I can’t fault them. Reviewed on: 27th May 2026

Great service

My enquiry was resolved effectively . The advisor was very knowledgeable and helpful, who went above and beyond to help me Reviewed on: 27th May 2026

Always great customer support.

Always great customer support. Nothing is never too much trouble. Reviewed on: 27th May 2026

PayPal is excellent and reliable

PayPal has consistently been one of the most reliable and convenient online payment platforms I’ve used. The interface is simple, secure, and user-friendly, making it easy to send and receive money within minutes. I especially appreciate the strong buyer protection policies, which provide extra confidence when shopping online. Transactions are usually fast, and linking bank accounts or cards is straightforward. PayPal is accepted by countless websites worldwide, making international payments much easier. Their mobile app is also smooth and efficient, allowing me to manage payments anytime, anywhere. Overall, PayPal delivers a safe, trusted, and hassle-free digital payment experience that I highly recommend. Reviewed on: 27th May 2026

I feel better protected using PayPal for both credit...

I feel better protected using PayPal for both credit & debit transactions. Reviewed on: 27th May 2026

Paymemts and convenience

I am able to make payments on a variety of platforms using Paypal. This is extremely convenient as I have necessary details saved onto my account and I feel my personal details are well protected. Reviewed on: 27th May 2026

Credit, service and clarity.

Credit when I need it,help when I need it and a great range of products and services. Reviewed on: 27th May 2026

Easy to use, allways there if you need it

Easy to use, allways there if you need it Reviewed on: 27th May 2026

It’s been so helpful for me as a mom when buying thi...

It’s been so helpful for me as a mom when buying things for my child. I love that I can split the payments without stress and manage my budget easier. Very convenient and simple to use. Reviewed on: 27th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101125 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub