Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

View other PayPal products

4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75248)

Easy to use , linked with good.

Easy to use , linked with good. Suppliers to give extrs payment time Reviewed on: 24th May 2024

Brilliant service.

Brilliant service. Easy and rapid transactions. Flexible payments. Secure. Always checking for retailers that offer PayPal because I know that is safe to use.absolutely love it Reviewed on: 24th May 2024

Very good for the pay in 3 months option

Very good for the pay in 3 months option Reviewed on: 24th May 2024

I love the convenience and the secure assurance of p...

I love the convenience and the secure assurance of purchases through paypal Reviewed on: 24th May 2024

With the cost of everything going up having the opti...

With the cost of everything going up having the option to pay in 3 or interest free purchases for 4 months has been a good wend Reviewed on: 24th May 2024

It's easy to use on multiple online platforms, great...

It's easy to use on multiple online platforms, great financial options via PayPal credit, also receive and send funds Reviewed on: 24th May 2024

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 24th May 2024

Great for little purchases

trustworhy when it comes to credit, convient and easy to make repayments Reviewed on: 24th May 2024

Great. Recommend

Great. Easy to use. No issues. Happy customer. Reviewed on: 24th May 2024

Quick easy to use

Never had problems runs smoothly, any problems maybe not fast at seeing to but does get resolved Reviewed on: 24th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34229 reviews
Credit card
from PayPal 4.92 from 60 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub