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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Just so handy and excellent with the interest free p...

Just so handy and excellent with the interest free period as well 5***** from me. Reviewed on: 26th May 2026

Best way to build credit score with generous amount...

Best way to build credit score with generous amount of time of interest free payments Reviewed on: 26th May 2026

I’ve had a generally good experience with PayPal Cre...

I’ve had a generally good experience with PayPal Credit. It’s convenient to use at checkout and helpful when I want a bit more flexibility instead of paying everything upfront. The application process was straightforward and everything integrates nicely with the normal PayPal experience. That said, I do think it’s important to pay attention to repayment dates and terms, as it can be easy to forget since the whole process feels very seamless. I’d also appreciate clearer communication in some areas of account management and support. Overall, it’s been a useful option for managing purchases and I’d use it again, but I’d recommend keeping track of balances and conditions carefully. Reviewed on: 26th May 2026

I have had good experience and been given grate supp...

I have had good experience and been given grate support Reviewed on: 26th May 2026

Great service

Great service as always . My number 1 choice Reviewed on: 26th May 2026

It does what you need when you need

It does what you need when you need Reviewed on: 26th May 2026

Always there for a trustworthy payment

Always there for a trustworthy payment Reviewed on: 26th May 2026

PayPal - the best way to manage your spending!

I find that PayPal allows me to spread my outgoings in a more practical and affordable way. It's absolutely brilliant! Reviewed on: 26th May 2026

The best of the best

The best service, always good and easy transactions. Reviewed on: 26th May 2026

I've been using pay since I was a teen really...

I've been using pay since I was a teen really good Reviewed on: 26th May 2026

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