Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180929)

Using PayPal has been very straightforward, and ever...

Using PayPal has been very straightforward, and everything has been fast in every way. Some of the offers are unbeatable (they may be matched, but unbeatable), such as 0% interest over 36 months. Reviewed on: 26th May 2026

I love the rewards scheme that paypal has.

I love the rewards scheme that paypal has. I believe it is one of the best for getting cash back. Reviewed on: 26th May 2026

Fantastic tool for shopping and splitting up expensi...

Fantastic tool for shopping and splitting up expensive purchases. Reviewed on: 26th May 2026

Really helpful and good very easy to navigate

Really helpful and good very easy to navigate Reviewed on: 26th May 2026

Has been with PayPal for years and never had any pro...

Has been with PayPal for years and never had any problems Reviewed on: 26th May 2026

Peace of mind

Very good easy to use and welcome at lots of places and by using PayPal you get a security. Peace of mind Reviewed on: 26th May 2026

It is an ideal way of paying for things, the service...

It is an ideal way of paying for things, the service is good and never had to deal with customer service due to the ease of the application. Reviewed on: 26th May 2026

Smooth reliable and good support

Smooth reliable and good support Reviewed on: 26th May 2026

Very quick and easy to use.

Very quick and easy to use. I recommend it to alot of people Reviewed on: 26th May 2026

Every transaction has been made simple and buying ha...

Every transaction has been made simple and buying has been completed at the touch of a button. Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101120 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub