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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

PayPal is easy to use across pay over 3 for small pu...

PayPal is easy to use across pay over 3 for small purchases to bigger purchases over 2 years, super convenient and supported by great app. Reviewed on: 26th May 2026

Great service and easy to understand,

Used pay in 3 service to get my new E-Bike Great service and easy to understand,, Reviewed on: 26th May 2026

Very happy will be buy again very good

Very happy will be buy again very good Reviewed on: 26th May 2026

Paypal provides a necessary lifeline at times with i...

Paypal provides a necessary lifeline at times with its payment flexibility, and makes having little treats feel affordable when you need a little boost towards the end of the month near pay day. Reviewed on: 26th May 2026

Always easy to use.

Always super simple very trust worthy and easy to use. if I can’t log into the bank I use PayPal which is set up directly and is quick and complete in one smooth press of a button. I’ve had PayPal for years now and will never go elsewhere. Reviewed on: 26th May 2026

PayPal really helped me when I’ve had issues with re...

PayPal really helped me when I’ve had issues with refunds and companies being unhelpful - they really have saved my back a few times!!!! Reviewed on: 26th May 2026

Shopping made easy

Really easy to proceed with purchase and easy to navigate really satisfied Reviewed on: 26th May 2026

amazing !

Very helpful and 4 month free interest is amazing ! Reviewed on: 26th May 2026

Always secure with Paypal and easy check outs

Always secure with Paypal and easy check outs Reviewed on: 26th May 2026

Wonderfull Service

Secure and best payment service to be with. 100 percent recommended to everyone Reviewed on: 26th May 2026

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