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PayPal: PayPal Credit reviews

4.90
Based on 75,790 reviews, last reviewed 18th Apr 2026
2303500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026
Lou's avatar
Lou

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Excellent service

4
Good for yo pay in installment and increase to buy more items with the credit. Reviewed on: 25th May 2024

All good.

4
All good. Not clear how debts are paid off if you overpay. Reviewed on: 25th May 2024

Always found it easy to deal with customers service...

5
Always found it easy to deal with customers service and solve issues in the past Reviewed on: 25th May 2024

The convenience of paying for items

5
The convenience of paying for items Reviewed on: 25th May 2024

Secure means of payment.

5
PayPal makes it easier for me to buy goods online without fear, because I know they are secure and my money is protected Reviewed on: 25th May 2024

No interest and good payment options

5
No interest and good payment options Reviewed on: 25th May 2024

Makes life much more simpler, straight forward and s...

5
Makes life much more simpler, straight forward and safer when paying with PayPal. Reviewed on: 25th May 2024

Intuitive app.

5
Intuitive app. Delayed time in taking money from account is only detraction Reviewed on: 25th May 2024

Great having a backup till payday

5
Great having a backup till payday Reviewed on: 25th May 2024

No interest for 3 months

5
It's nice to be able to pay over a couple of months with no interest Reviewed on: 25th May 2024

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