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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

A great way to pay online.

5
A great way to pay online with guaranteed refund if things go south,, seemless access to paypal credit who pay back plan is really affordable. Reviewed on: 24th May 2024
Andrew M's avatar
Andrew M

PayPal are prompt and thorough in dealing with issues

5
PayPal are prompt and thorough in dealing with issues Reviewed on: 24th May 2024
R L's avatar
R L

I always use PayPal because they are safe and secure...

5
I always use PayPal because they are safe and secure and always willing to help if needed Reviewed on: 24th May 2024
Paul D's avatar
Paul D

I always use PayPal it’s safe secure and you always...

5
I always use PayPal it’s safe secure and you always know that they have your back should you have any problems Reviewed on: 24th May 2024
Deborah W's avatar
Deborah W

Troubleshot

5
Very good experience. Easy to do transaction online. Reviewed on: 24th May 2024
Jannatul ferdous's avatar
Jannatul ferdous

PayPal credit was convenient and very easy to use

5
PayPal credit was convenient and very easy to use Reviewed on: 24th May 2024
Raymond 's avatar
Raymond

PayPal credit is an easy way to borrow money for a f...

5
PayPal credit is an easy way to borrow money for a few months. It's hassle free and I have found it useful on many occasions Reviewed on: 24th May 2024
Will A's avatar
Will A

Very quick and easy to use PayPal credit, it's a god...

5
Very quick and easy to use PayPal credit, it's a godsend Reviewed on: 24th May 2024
Barry Devenney's avatar
Barry Devenney

No fuss is a must

5
Every query I have had answered straight away no nonsense nice staff polite friendly Reviewed on: 24th May 2024
T's avatar
T

Issue sorted quickly

5
Only had a couple of issues in past and were sorted out quickly Reviewed on: 24th May 2024
David G's avatar
David G

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