Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

View other PayPal products

4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180929)

Quick and safe way of paying for items.

Quick and safe way of paying for items. I don't worry when using the app. Quick response from customer service with any discrepancies Reviewed on: 26th May 2026

Excellent. Trusted. Easy to apply and use

Ive used paypal for years so applied for paypal credit it was easy to sign up and is great for big purchases 3 months interest free is also a bonus Reviewed on: 26th May 2026

Really easy to use, I would just suggest it is some...

Really easy to use, I would just suggest it is some time hard to see what i owe Reviewed on: 26th May 2026

PayPal credit is extremely easy to use with excellen...

PayPal credit is extremely easy to use with excellent customer service. Would highly recommend Reviewed on: 26th May 2026

PayPal have my back

I've had countless positive experiences with PayPal. In obvious cases where I've had issues with sellers, they've had my back and resolved situations promptly. Their customer support has always been second to none! for that reason all my online purchases are done via PayPal! Reviewed on: 26th May 2026

Safe mwthod of payment

Easy to use and secuired. Safe mwthod of payment. Exvellent customer service Reviewed on: 26th May 2026

Trust PayPal for my purchases online

Trust PayPal for my purchases and best service for claiming refund when I experienced a seller that never sent my purchase. Whenever paypal is an option I always opt PayPal over anything else. Reviewed on: 26th May 2026

Customer Service is always helpful and kind

Customer Service is always helpful and kind Reviewed on: 26th May 2026

Quick easy no hassle , really easy to setup .

Quick easy no hassle , really easy to setup . And I have used PayPal for years Reviewed on: 26th May 2026

Good experience

Transactions are smooth and lots of websites accept PayPal making it easy to check out. Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101120 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub