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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

very pleased

5
I've got help with an issue really fast so I'm very pleased. Reviewed on: 24th May 2024

PayPal credit is a very useful tool

5
PayPal credit is a very useful tool Reviewed on: 24th May 2024

Easier and safer checkout

5
I like using it as it’s so simple on PayPal checkout to apply it with PayPal credit and then when I get the bill just to make the payment it’s also helpful for refunds where it’s not actually Me waiting for the money to get back into my account to spend elsewhere Reviewed on: 24th May 2024

I have used PayPal credit for a while, and as long a...

5
I have used PayPal credit for a while, and as long as you meet the minimum payment you have nothing to fear. Their customer service team is excellent also Reviewed on: 24th May 2024

Easy to use and monitor and like interest free options.

5
Easy to use and monitor and like interest free options. Reviewed on: 24th May 2024

Perfect Credit card

4
Value for money and worth it for a longer term. It’s safe and convenient Reviewed on: 24th May 2024

Easy to use

4
Easy to use - sent regular emails to remind me of upcoming payments and the direct debit system means a payment will never go missed. Reviewed on: 24th May 2024

Very easy to keep track of spending.

5
Very easy to keep track of spending. Love the pay in installments interest free. Reviewed on: 24th May 2024

Very good experience, if you need money, you can get...

5
Very good experience, if you need money, you can get it in a seconds Reviewed on: 24th May 2024

Just so easy to set up account with PayPal and made...

5
Just so easy to set up account with PayPal and made easy to pay for things through PayPal Reviewed on: 24th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review