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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use

Very easy to use, no long winded forms to complete Reviewed on: 3rd June 2025

Convenient and Easy to use.

App is easy to use and available on most websites as a payment option. Reviewed on: 3rd June 2025

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was straightforward, and having the option to spread the cost of larger purchases has been really helpful for budgeting. It’s especially useful for online shopping and offers extra peace of mind with PayPal’s purchase protection. I also appreciate the clear statements and easy account management through the app. Overall, a smooth, flexible, and trustworthy credit service. Reviewed on: 3rd June 2025

Never a problem with PayPal love the extra security...

Never a problem with PayPal love the extra security with purchases Reviewed on: 3rd June 2025

Simple and straightforward to set up

Simple and straightforward to set up Reviewed on: 3rd June 2025

I’ve had problems with sellers and PayPal gets me my...

I’ve had problems with sellers and PayPal gets me my money back there very trustworthy where if you buy something online and it’s broken or it doesn’t fit then Paypals the best I always pay for things through PayPal I won’t not Reviewed on: 3rd June 2025

It is always reliable when sending money to friends...

It is always reliable when sending money to friends and family overseas as we don’t leave in the same country anymore Reviewed on: 3rd June 2025

Excellent service, never had any issues.

Excellent service, never had any issues. Reviewed on: 3rd June 2025

Really relaxed and easy PayPal app

Really relaxed and easy interaction via the PayPal app Reviewed on: 3rd June 2025

I have had bad credit and PayPal have given me a cha...

I have had bad credit and PayPal have given me a chance. Reviewed on: 3rd June 2025

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