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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Paypal has always supported me as a buyer and met my...

5
Paypal has always supported me as a buyer and met my consumer needs. Excellent customer service. Reviewed on: 24th May 2024
Harpreet 's avatar
Harpreet

I am having wonderful experience

5
I am having wonderful experience Reviewed on: 24th May 2024
Neethu J's avatar
Neethu J

Easy to use, also I got 4 months to pay back without...

5
Easy to use, also I got 4 months to pay back without any additional fees Reviewed on: 24th May 2024
BobG's avatar
BobG

Awesome paypal

5
Thanks for offering zero interest loans.. I am using that a lot! Thanks for your excellent support! Reviewed on: 24th May 2024
Danijel K's avatar
Danijel K

Brilliant customer service, quick response.

5
Brilliant customer service, quick response. Reviewed on: 24th May 2024
Jozsef B's avatar
Jozsef B

Clumsy app, high rates, high acceptance

1
App is clumsy, rates for PayPal credit are very high, when it works is great, usable on 80% of shopping sites Reviewed on: 24th May 2024
CF's avatar
CF

Easy to use, great customer service and convenient

5
Easy to use, great customer service and convenient Reviewed on: 24th May 2024
Paula E's avatar
Paula E

Helped me a lot.

5
Helped me a lot. Good customer service. No problems at all. Reviewed on: 24th May 2024
Kamil's avatar
Kamil

Greet service and support

5
Very easy to use and apply for. Great customer service and support. Affordable payment options and plans. Love the interest free. Easy to use app. Would definitely recommend to anyone. Thank you Reviewed on: 24th May 2024
Ali's avatar
Ali

Easiest way to check out! Excellent

5
I have used this for years now. It’s been a god send such an easy way to check out online etc. Reviewed on: 24th May 2024
Charley M's avatar
Charley M

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