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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Simple to use

Very easy to use, 4 months interest free helps spread the cost of larger purchases. Reviewed on: 26th May 2026

Excellent Very good

Very good it has always been a pleasure usingnpaypal Reviewed on: 26th May 2026

Flawless, I always works, but I very convenient

Flawless, I always works, but I very convenient Reviewed on: 26th May 2026

Five stars

Very nice experience with Paypal, easy to use variety of payments. , I can do payments almost on any shopping platform. Reviewed on: 26th May 2026

Give Paypal a try

Paypal is convienient and safe way to purchase items online. Highly recommended. Reviewed on: 26th May 2026

I've been with paypal for several years and always f...

I've been with paypal for several years and always feel safe buying online ,I can pay for things I need without worry and know I'm fully secure ,I know my moneys safe and any problems will get refunded Reviewed on: 26th May 2026

Easy to use, secure and accepted most places.

Easy to use, secure and accepted most places. Always preferred Reviewed on: 26th May 2026

I've been a PayPal customer for years

I've been a PayPal customer for years and have always found them the easiest finance provider to use. Reviewed on: 26th May 2026

Super easy to access, and provides multiple options...

Super easy to access, and provides multiple options (pay in 3, or setting up longer credit) easily and with a good understanding of total cost Reviewed on: 26th May 2026

Nice, quick and easy,no problem with anything

Nice, quick and easy,no problem with anything Reviewed on: 26th May 2026

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