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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Easy payments, easy management all giving me peace o...

Easy payments, easy management all giving me peace of mine Reviewed on: 26th May 2026

USING PAYPAL MANY OF YEARS NEVER HAD A PROBLEM

USING PAYPAL MANY OF YEARS NEVER HAD A PROBLEM Reviewed on: 26th May 2026

Really handy, saved me alot of times and also have p...

Really handy, saved me alot of times and also have plenty of time to pay off. Reviewed on: 26th May 2026

PayPal the great

Very easy to use, instant payments and a name everyone knows. Using a recognised brand gives confidence coupled with great customer service its a no brainer. The extra line of security is also reassuring when purcashingbor transfering to and from other countries Reviewed on: 26th May 2026

Spreading the costs of bigger purchases

Straight forward to get those bigger purchases done in a manageable monthly payments Reviewed on: 26th May 2026

PayPal has always been the best for me

PayPal has always been the best for me, good UI, very easy to use instructions. Best of all when I was scammed PayPal helped very quickly to iron out my problems. I have being using PayPal credit for over 10 years and never had any issues Reviewed on: 26th May 2026

Always so easy to use and any problems sorted out w...

Always so easy to use and any problems sorted out with professional service Reviewed on: 26th May 2026

I love PayPal pay in 3.

I love PayPal pay in 3. Comes in handy. Reviewed on: 26th May 2026

Easy to use and keep track of payments

Easy to use and keep track of payments Reviewed on: 26th May 2026

I find PayPal has your back

I find PayPal has your back with a lot of things if a transaction happen to go wrong or god forbid being hacked. There support have been very helpful over the phone in the past at reassuring that your accounts safe. There pay in 3 and other longer monthly options really help to buy the expensive things and easy spread the cost. Reviewed on: 26th May 2026

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