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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75248 reviews)

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4.90

Based on 75,248 reviews, last reviewed 18th Apr 2026

2253300% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal the king of payment providers PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment opti... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75248)

I am very happy using PayPal Credit as it is very ea...

I am very happy using PayPal Credit as it is very easy to use with purchases online and I'm confident that it's safe and protects me from scams . They have given me good credit limit eventhough my credit score isn't that high. Thank you PayPal! Reviewed on: 24th May 2024

PayPal is very efficient and eff rice way of paying...

PayPal is very efficient and eff rice way of paying for good I feel I have security and a safety net in case anything goes wrong Reviewed on: 24th May 2024

Too happy

It is a great pleasure to work with PayPal Reviewed on: 24th May 2024

PayPal credit has various options that allow me to s...

PayPal credit has various options that allow me to select the correct terms at the time. Reviewed on: 23rd May 2024

Always there when you need it.

Always there when you need it. Available at majority of the companies. Hassle-free Reviewed on: 23rd May 2024

Faultless experience.

Faultless experience. Quick to resolve issues with retailers re: refunds. All in all very happy. Easy to use and keep a track of finances using the app. Reviewed on: 23rd May 2024

Highly recommend

Good customer service and easy to use. Reviewed on: 23rd May 2024

Easy way to pay for bigger items on a short term basis

I find PayPal Credit such an easy way to pay for things. Not only is it simple but the terms are reasonable, as long as you keep a close eye on what you’re spending and make sure you make payments in good time! Reviewed on: 23rd May 2024

PayPal is always here for me

PayPal is always here when I'm in times of need. Reviewed on: 23rd May 2024

Interest free..

Always help me in regards to big purchases and give me 4 months to pay it back interest free Reviewed on: 23rd May 2024

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