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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Excellent

5
Excellent, I have been using PayPal since it launched and I don't have any complaints Reviewed on: 24th May 2024
Jason 's avatar
Jason

Fantastic service.

5
Fantastic service. I get to either do a Pay In 3 or operate a credit account (without the hassle of having a credit card) with thousands of independent retailers who provide me with goods/services I actually want to use. It's simple, convenient and all online! Reviewed on: 24th May 2024
Monty Kazino's avatar
Monty Kazino

Fantastic customer service

5
Whenever I have had any issues customer service have been so helpful. It’s great to know that someone is just at the end of the phone for help. Reviewed on: 24th May 2024
Johanne F's avatar
Johanne F

Hassle free .

5
Hassle free .helpful and very efficient when dealing with queries. Feels secure when purchasing online and love that you can spread payments. Reviewed on: 24th May 2024
Del's avatar
Del

User interface review .

5
Very simple user interface and easy to navigate. Reviewed on: 24th May 2024
Meekz's avatar
Meekz

Only once was mistreated by paypal

5
Only once was mistreated by paypal Reviewed on: 24th May 2024
Anna Lewis's avatar
Anna Lewis

By far the best pur have method to use in my opinion.

5
I have a few card options but I look for PayPal when buying anything online. The only gripe I have is my PayPal credit transaction do not show up on my credit score. Reviewed on: 24th May 2024
David Cody's avatar
David Cody

Good setup and straight forward.

5
Good setup and straight forward. I like that I can just access credit without any fuss. Reviewed on: 24th May 2024
Sam A's avatar
Sam A

Good and useful.

5
Good and useful. Helpful for many occasions Reviewed on: 24th May 2024
Syed R's avatar
Syed R

Never had a problem with PayPal really reliable serv...

5
Never had a problem with PayPal really reliable services. Reviewed on: 24th May 2024
Jonathan C's avatar
Jonathan C

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