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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76844)

Superb...No problems at all

5
I've never had any problems whatsoever with PayPal,on the contrary they've been very helpful when I've had any issues. Using it is quick and easy and has helped me to renovate and decorate my home,I've been able to purchase those little things that make a house a home, Also I've been able to provide extras for my pets,2 dogs and 4 budgies! Reviewed on: 28th May 2024

Brilliant 0% finance offers and super helpful when I...

5
Brilliant 0% finance offers and super helpful when I had a dispute Reviewed on: 28th May 2024

Always use PayPal, never an issue

5
Always use PayPal, never an issue Reviewed on: 28th May 2024

Seamless integration with third party and no hassle pay

5
Seamless integration with third party and no hassle pay Reviewed on: 28th May 2024

Great company.

5
I've never had a problem, when contacting customer service they always get back to me fast. Reviewed on: 28th May 2024

Very good nice ai hope ai more aff You

5
Very good nice ai hope ai more aff You Reviewed on: 28th May 2024

Paypal easy to use

5
Easy to use app, great platform and straight forward to pay for items Reviewed on: 28th May 2024

PayPal credit is very helpful but need improvements

5
PayPal credit is helpful with my finances allowing purchases above £99.00 to be spread and paid back in up to four installments without interest. However, despite effective in disputes, PayPal customer services is not great for assisting increase of credit limits requests. Reviewed on: 28th May 2024

When ever I have had a problem with a payment,all ad...

5
When ever I have had a problem with a payment,all advisors have been friendly and always helpful. Reviewed on: 28th May 2024

Never had an issue love it

5
Never had an issue . Convenient way to pay. Great interest and ways of paying off customer service helpful Reviewed on: 28th May 2024

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