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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180918)

Customer service always very helpful and very helpful

5
Customer service always very helpful and very helpful explaining stuff Reviewed on: 26th May 2026

Just brilliant helps me spread my payments out

5
Just brilliant helps me spread my payments out Reviewed on: 26th May 2026

Top notch!

5
PayPal has enabled me to be more independent with my finances, offered great instalments rates so I could fulfill my dreams! Reviewed on: 26th May 2026

Easy to use and reliable

5
Quick payments, simple to use, and PayPal Credit has been very convenient for spreading costs. Never had any major issues and the buyer protection gives extra peace of mind. Reviewed on: 26th May 2026

I have always found paypal to provide an excellent s...

5
I have always found paypal to provide an excellent service along with excellent customer support Reviewed on: 26th May 2026

Great choice

5
Used PayPal credit for some small purchases. Great to be able to spread the cost. Reviewed on: 26th May 2026

Always a top experience, never had any issues

5
Always a top experience, never had any issues Reviewed on: 26th May 2026

Brilliant easy repayments low interest

5
Brilliant easy repayments low interest Reviewed on: 26th May 2026

Easy to use and manage.

5
Easy to use and manage. Helps manage payments and keep spending on track through easy app Reviewed on: 26th May 2026

Always have a good relax whenever using my PayPal to...

5
Always have a good relax whenever using my PayPal to purchase anything . Reviewed on: 26th May 2026

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