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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143022 reviews)

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4.73

Based on 143,022 reviews, last reviewed 19th Jun 2026

4238650% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Efficient and quick. Efficient and quick. Easy to use especially in the app Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143022)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Delighted with transparency

I am pleased especially with the highlighted 4 months credit and date indicating when to pay. Would like this for the amounts below £100 as well Reviewed on: 12th June 2026

I am satisfied with paypal service

I am satisfied with paypal service Reviewed on: 12th June 2026

PayPal credit benefits

PayPal credit helps me to buy items and pay up in 4 months without interest. I feel this helps me by avoiding long term debt while being able to make essential purchases. Reviewed on: 12th June 2026

Feel protected

Easy to check out easy to use, I feel protected using PayPal as I know I can contact the PayPal if anything goes wrong with my transaction. Reviewed on: 12th June 2026

I love Paypal it is great!

I love Paypal it is great! It is easy to user, efficient and effective for make quick payments online! The app is really easy to navigate and I have been able to manage multiple payments at once across many ways! Reviewed on: 12th June 2026

Convenient and hassle free

PayPal credit is a fair and convenient way to pay for large purchases. It is a very straightforward process as well and pretty simple to track where you are with payments on the app . It would be perfect, however, if one was able to make payments against a specific purchase when you have more than one, instead of on the overall balance. Reviewed on: 12th June 2026

A Friend you can rely on.

Many times PayPal accounts saved me to buy stuff , and pay back over time without interest . Reviewed on: 12th June 2026

I normally use PayPal credit for online purchases an...

I normally use PayPal credit for online purchases and have always had a great experience. Excellent for purchase protection! Reviewed on: 12th June 2026

Great service,transfer money in seconds

Great service,transfer money in seconds Reviewed on: 12th June 2026

Paypal is a great service, easy to use and safe, cus...

Paypal is a great service, easy to use and safe, customer service always respond to any concern, just a good all round service Reviewed on: 12th June 2026

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