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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90575 reviews)

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4.91

Based on 90,575 reviews, last reviewed 30th Apr 2026

1836100% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve always had a PayPa Credit as the 4 months 0% wo... I’ve always had a PayPa Credit as the 4 months 0% works great for my lifestyle! I’ve never had any issues! Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90575)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find it so easy to pay with PayPal and so much safer.

I find it so easy to pay with PayPal and so much safer. I also know that if there is a disorder they will go above and beyond to help me. Which i discovered again gestational with a PayPal concerning a dispute. Reviewed on: 24th April 2026

Smooth and simple.

Smooth and simple. Rewards a bonus! Reviewed on: 24th April 2026

Easier to use than washing your face!

I love how easy it is, I have now got my brother, father and mother accounts! Fabulous Reviewed on: 24th April 2026

So easy to use and manage.

So easy to use and manage. Take the stress away from big purchases. Reviewed on: 24th April 2026

fair and cheap credit

I had a good experince using paypal credit as I think they are a fair credit provider and are handy if you are making medium sized purchases as they offer zero interest for 4 months if your purchase is over £99. One thing that would improve it is if they extended it for 6 months or had a deal where you get a longer zero interest period if you make larger purchases Reviewed on: 24th April 2026

PayPal credit is simple

PayPal has always been very easy to operate, with the option to use at most retailers. It offers great finance options with good credit ratings, and the open view on the app of what you spend and how the bills work. Reviewed on: 24th April 2026

Paypal- Easy, covenient & safe

Paypal is so easy and convenient with most trusted retailers accepting payment through paypal. The Customer service is second to none and with added buyer protection, what is not to love?! With the added option of linking your bank account, it makes transactions so quick, whether in going or outgoing. Paypal finance has also helped me with larger purchases so my band account doesn't feel stretched at any time, plus it is affordable! Reviewed on: 24th April 2026

Excellent service.

Excellent service. Easy to set up. Reviewed on: 24th April 2026

Easy to use!

I find PayPal really easy to use particularly if I need to buy something that I do not have the cash at that moment. Reviewed on: 24th April 2026

Really easy to use

Really easy to use, easy to pay back to Reviewed on: 24th April 2026

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