Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180865)

Everything was simple and easy.

5
Everything was simple and easy. I was able to book a holiday through PayPal credit. It allows me to pay off monthly unlike some places and it allows you to pay in smaller chunks. It helps so much. Reviewed on: 26th May 2026

PayPal makes purchases so much easier as I have conf...

5
PayPal makes purchases so much easier as I have confidence in PayPal. Reviewed on: 26th May 2026

Great ever since I ve been using PayPal

5
Great ever since I ve been using PayPal Reviewed on: 26th May 2026

Super service, excellent communication

5
Super service, excellent communication Reviewed on: 26th May 2026

It helps when you are having enough finance to run t...

5
It helps when you are having enough finance to run through your bills Reviewed on: 26th May 2026

Happy Sally!

5
I’ve had nothing but good experiences with PayPal Reviewed on: 26th May 2026

Very intuitive interface for the app.

5
Very intuitive interface for the app. Card application was straightforward. Delivery was quick. Reviewed on: 26th May 2026

Greatest

5
Just an easy experience all round nothing else to say Reviewed on: 26th May 2026

Good customer service and I like the refund policies

1
Good customer service and I like the refund policies Reviewed on: 26th May 2026

Never have problems.

5
Never have problems. Always very easy and convenient to pay in 3 or credit Reviewed on: 26th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101069 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products