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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180863)

Helpful and friendlyj costumer service

4
Helpful and friendly costumer service Reviewed on: 26th May 2026

Reliable, simple and very convenient

5
"I have had a great experience with PayPal Credit. Everything is straightforward, from making purchases to managing payments. The platform is easy to use, payments are processed smoothly, and I like having the flexibility to spread costs when necessary. I have never had any issues and I find the service reliable and convenient. It has made online shopping much easier for me, and I would happily recommend it to family and friends." Reviewed on: 26th May 2026

I find PayPal credit so convenient especially as mos...

5
I find PayPal credit so convenient especially as most online retailers use it. If I have ever had an issue the customer service team was fast and incredibly friendly and efficient resolving issue within 5 mins of call . Always my preferred method of payment Reviewed on: 26th May 2026

PayPa feel safe

5
PayPal makes my life straightforward and uncomplicated. With added protection in this digital world Reviewed on: 26th May 2026

Easy to use and protective

5
Easy to use and good security. Credit is also good and explained well. Reviewed on: 26th May 2026

Great, Safe, supportive, peace of mind, protection,...

5
Great, Safe, supportive, peace of mind, protection, easy service. My first choice always! Reviewed on: 26th May 2026

Simple and convenient

5
It’s been very easy to use, I haven’t needed to deal with their customer service Reviewed on: 26th May 2026

I’ve been using PayPal for over 10 years and have al...

5
I’ve been using PayPal for over 10 years and have always received excellent customer support. I have complete confidence when using PayPal, that if something goes wrong, it gets sorted quickly. Reviewed on: 26th May 2026

Fantastic customer service.

5
Fantastic customer service. Very efficient and great communication. Reviewed on: 26th May 2026

PayPal pay is the Christiano Ronaldo CR7 of credits.

5
PayPal is just the best option for me. Before I buy stuffs, if you don’t accept PayPal, I’ll ignore you. It means you not a serious seller. Reviewed on: 26th May 2026

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