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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (67367 reviews)

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4.90

Based on 67,367 reviews, last reviewed 15th Apr 2026

1526300% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent process. Quick and reliable Excellent process. Quick and reliable Reviewed on: 15th April 2026

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67367)

That is help to buy and pay later

I have very happy because I have paypal credit Reviewed on: 8th July 2022

Credit

I love to shop with paypal credit.. Reviewed on: 8th July 2022

Biya

Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022

PayPal is the best way for your payment

The best way to make my payment online. Reviewed on: 8th July 2022

Purchases are even more convenient

I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022

What can I say!

I have always put off applying for PayPal Credit for sometime now until a few months ago. Applying was straight forward and I had my credit limit straight away. Compared to most credit companies PayPal Credit offers a multitude of ways to spread the cost of your purchase, even 0%, so what more can I say. Reviewed on: 8th July 2022

I like it

it’s helping me too much. I am really happy to using this Reviewed on: 8th July 2022

PayPal Credit is simple and easy

If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022

Best deal

I use the PayPal credit for 3 years now, it never let me down. I'm absolutely satisfied and happy to have it Reviewed on: 8th July 2022

Convenient and easy to use

I always use PayPal credit when it is available. The interest free period is very generous and also the protection of PayPal is smth you cannot go wrong with! Reviewed on: 8th July 2022

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