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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Have no problem in using PayPal, simple to navigate...

4
Have no problem in using PayPal, simple to navigate and use for my shopping needs. Reviewed on: 27th May 2024
Warren Hey's avatar
Warren Hey

PayPal credit - helpful and easy to use

5
You can use PayPal credit for a lot of different products, I like that I get reminders of my next up coming payment. And you can also pay more than the minimum payment if you can afford to, and set a date for your monthly payment to come out of your bank account. Reviewed on: 27th May 2024
Susan j's avatar
Susan j

In simple words, PayPal it’s the most safe and secur...

5
In simple words, PayPal it’s the most safe and secure payment Reviewed on: 27th May 2024
Claudia I's avatar
Claudia I

Alway had great service no issues easy to use very s...

5
Alway had great service no issues easy to use very safe and reliable I really trust PayPal. Reviewed on: 27th May 2024
Graham s's avatar
Graham s

PayPal credit is reliable and provide a good service

5
PayPal credit is reliable and provide a good service Reviewed on: 27th May 2024
Mitch r's avatar
Mitch r

They are quick yo sort issues satifactory

5
They are quick yo sort issues satifactory Reviewed on: 27th May 2024
Angela S's avatar
Angela S

I use it for years.

5
I use it for years. Gives you flexibility in repayment, stability. If you contact for assistance-helpful. Reviewed on: 27th May 2024
TanyaM's avatar
TanyaM

Amazing it's there handy help for birthdays things y...

5
Amazing it's there handy help for birthdays things you need food shop as I am on maternity only get half pay so it a struggle at times. I just find it smooth and I feel secure. No problems and easy to use! Highly recommend Reviewed on: 27th May 2024
Abbie m's avatar
Abbie m

Great experience never had any issues

5
Great experience never had any issues Reviewed on: 27th May 2024
Gemma 's avatar
Gemma

Great all round service

5
PayPal is reliable and easy to use Reviewed on: 27th May 2024
Samantha T's avatar
Samantha T

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