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PayPal: PayPal Credit reviews

4.90
Based on 67,414 reviews, last reviewed 15th Apr 2026
1530600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life is easier It's made buying what I need while staying withing my means a lot easier Reviewed on: 15th April 2026
Katana's avatar
Katana

Latest lowest rating:

1

Don't Bother the card has randomly stopped working, 3 attemps to use at different places and it got declined all 3 times, impossible to resolve as they only have A... Read more Reviewed on: 15th April 2026
Jamal M's avatar
Jamal M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (67415)

Brilliant way to pay with credit

5
Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022

Excellent

5
Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022

Excellent service

5
Paypal have been a life saving, very easy to use and the app is fool proof to usr Reviewed on: 8th July 2022

Very easy

5
I've bought an item which I hadn't budgeted for on pay pal credit. Was very quick and easy to do .... Reviewed on: 8th July 2022

Very helpful

5
I use it most of the time and help me a lot Reviewed on: 8th July 2022

A must for all PayPal users

5
Using PayPal is simple enough, and the credit you can get is just as easy. You get special events quite often to save you money. Well recommended. Reviewed on: 8th July 2022

happy

5
Always use always happy never had a problem , just perfect , handy when buying something and dont want pay full price at once Reviewed on: 8th July 2022

Brilliant

5
Really easy and reliable from there 4 months free rates on PayPal credit to there easy payment page Reviewed on: 8th July 2022

Very useful for buying and paying later.

5
It has helped me a lot to buy items on credit and pay them back later with no interest. Reviewed on: 8th July 2022

Great accessible offers to my needs

5
Great affordable and accessible offers corresponding to my needs, quick services and easy for use. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review