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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180860)

Safest way to pay. PayPal

5
PayPal is the safest way to pay and I feel secure if anything goes wrong, they will put it right Reviewed on: 26th May 2026

Using paypal 18 years love the service!

5
Using paypal 18 years love the service! Last products such as 4 months with no interest or split to 3 helped me a lot to buy a lot of stuff Reviewed on: 26th May 2026

Great service, use it all the time

5
Great service, use it all the time Reviewed on: 26th May 2026

Using PayPal for more than 12 years, can't blame them.

5
Using PayPal for more than 12 years, can't blame them.Good service and money protection. Reviewed on: 26th May 2026

Love the fact that I don’t have to wait to buy that...

5
Love the fact that I don’t have to wait to buy that “sale” item and lose out. I also love the fact that I can choose to spread the costs, meaning I can treat myself to something I couldn’t normally afford. Reviewed on: 26th May 2026

PayPal as your back, you give credit where credits d...

5
PayPal as your back, you give credit where credits due !! Reviewed on: 26th May 2026

Excellent experience again and again.

5
Excellent experience again and again. It's there whenever I need it. Simple to understand and easy to pay off. Reviewed on: 26th May 2026

Its nice to know i have a financial back up that doe...

5
Its nice to know i have a financial back up that doesn't charge extortionate interest rates. Reviewed on: 26th May 2026

For you in every way

5
Never had an issue with being accepted, and easy to use and secure wherever you are. PayPal is there for you to make payments easier and affordable. Reviewed on: 26th May 2026

20 years of usage

5
They look after me through the year's and protected me from fraudulent. Reviewed on: 26th May 2026

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