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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180858)

I always feel safe using PayPal to purchase online

5
I always feel safe using PayPal to purchase online Reviewed on: 26th May 2026

Straight forward, easy to use, hassle free, love it.

5
Straight forward, easy to use, hassle free, love it. Reviewed on: 26th May 2026

I’ve always had a good experience with PayPal

5
I’ve always had a good experience with PayPal Reviewed on: 26th May 2026

Never had problems using paypal.

5
Never had problems using paypal. Reviewed on: 26th May 2026

I have been a PayPal user for many years and have al...

5
I have been a PayPal user for many years and have always found the traction that they provide to be excellent. Reviewed on: 26th May 2026

PayPal pleasure

5
Can always rely on PayPal when spending and any issues, customer service can sort it out easily Reviewed on: 26th May 2026

Very convenient.

5
It is convenient and I like that you can now have a card on hand to open up more avenues to pay with it. Reviewed on: 26th May 2026

Use every single day it does help me a lot on my sho...

5
Use every single day it does help me a lot on my shopping, travel etc etc Reviewed on: 26th May 2026

My default payment

5
PayPal is my default payment method so easy to use. Can use anywhere so faffing with cards. Fast and easy. Reviewed on: 26th May 2026

The credit is easy too use ,but sometimes payments a...

4
The credit is easy too use ,but sometimes payments are delayed Reviewed on: 26th May 2026

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