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PayPal: PayPal Credit reviews

4.90
Based on 77,005 reviews, last reviewed 19th Apr 2026
2415500% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal gives clear answers to questions, with an excellent app and website and intuitive functionality. Problems are quickly resolved with a minimum o... Read more Reviewed on: 19th April 2026
AP's avatar
AP

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77005)

No issues fast and easy.

5
No issues fast and easy. App is quick and links to fast payment on websites Reviewed on: 27th May 2024

Very good and very easy.

5
Very good and very easy. Anybody can use it which makes it all the better! Safe and secure so feel confident using this device should anything negative potentially happen Reviewed on: 27th May 2024

PayPal Credit has given me financial freedom.

5
PayPal Credit has given me financial freedom. Reviewed on: 27th May 2024

Outstanding service and communication

5
Outstanding service and communication Reviewed on: 27th May 2024

Great help , fantastic service, always helpful, save

5
Great help , fantastic service, always helpful, save Reviewed on: 27th May 2024

Great way to pay in instalments and over 4 a 4 month...

5
Great way to pay in instalments and over 4 a 4 month period. Simple to use and any problems easy to get sorted. Reviewed on: 27th May 2024

I use PayPal credit for most of my purchases on eBay...

5
I use PayPal credit for most of my purchases on eBay and it's great Reviewed on: 27th May 2024

Easy straightforward ways to pay.

5
Easy straightforward ways to pay. Reviewed on: 27th May 2024

I would definitely recommend PayPal as they are exce...

5
I would definitely recommend PayPal as they are excellent at responding to any queries and I have had no problems with them at all Reviewed on: 27th May 2024

Very easy to set up and manage

5
Very easy to set up. Very clear information in the app on payments made and balance still due. Reviewed on: 27th May 2024

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