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PayPal: PayPal Credit reviews

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4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

Good service, good interest rate and 4 months free

5
Good service, good interest rate and 4 months free Reviewed on: 27th May 2024
Caz D's avatar
Caz D

Not easy

3
Paypal credit is not easy to use, for example I use 4 months free interest, when you want to make payment in 4 months, the money doesn't go for this particular debt. You can't choose which purchase you want to make payment.. Reviewed on: 27th May 2024
Isla's avatar
Isla

Good service

4
Customer service is very helpful, very useful and handy if you purchase and the quality of service is very good Reviewed on: 27th May 2024
Rasheil M's avatar
Rasheil M

Simple and easy to use.

4
Simple and easy to use. Great for online purchases with a straight forward app behind it all Reviewed on: 27th May 2024
Phil H's avatar
Phil H

Easiest way to pay at your own pace

5
I always use PayPal credit for my purchases of more than £100 and is the best way to split the amount monthly Reviewed on: 27th May 2024
Julian's avatar
Julian

So handy!!

5
So handy to have for purchases small or large!! Love the pay in 4 months and no fees!! Reviewed on: 27th May 2024
Mel 's avatar
Mel

I love PayPal credit makes my shopping very easy and...

5
I love PayPal credit makes my shopping very easy and fast Reviewed on: 27th May 2024
Onyemechi d's avatar
Onyemechi d

Fantastic way to pay instant really use it loads

5
Fantastic way to pay instant really use it loads Reviewed on: 27th May 2024
kevin N's avatar
kevin N

Had my eBay account hacked Quickly sorted out and r...

5
Had my eBay account hacked Quickly sorted out and refunded money without any fuss Reviewed on: 27th May 2024
Gordon O's avatar
Gordon O

Great customer service and App

5
Great customer service when I’ve had queries about payments and Easy to use, helpful app Reviewed on: 27th May 2024
Rhiannon 's avatar
Rhiannon

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