Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180784 reviews)

View other PayPal products

4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180784)

Always available and simple to use

Always available and simple to use Reviewed on: 25th May 2026

Quick and easy.

Quick and easy. No messing around, fast checkout Reviewed on: 25th May 2026

Moneeeey

I want my £1000 please its apprently up for grabs Reviewed on: 25th May 2026

Very convenient to use when purchasing online and st...

Very convenient to use when purchasing online and stores . Reviewed on: 25th May 2026

For me, PayPal have always been at the forefront of...

For me, PayPal have always been at the forefront of providing the next generation of payment solutions. The ease (and ubiquity) of paying by PayPal, and then the follow on options of paying by bank, splitting in 3 or using credit makes it so I never have to think twice about the item I’m choosing to buy. Reviewed on: 25th May 2026

Always good service and helpful when needed

Always good service and helpful when needed Reviewed on: 25th May 2026

All good, payments, transfers and credit services, 5...

All good, payments, transfers and credit services, 5 star Reviewed on: 25th May 2026

Good deal, only problem not all retailers accept PayPal

4 months interest free is a crazy good deal, even Klarna charges you £3, AND you have to start paying from day 0, this gives you so much freedom to handle things how you want, the only issue is not all retailers accept PayPal Reviewed on: 25th May 2026

PayPal credit has been simply the easiest provider t...

PayPal credit has been simply the easiest provider to work with. Reviewed on: 25th May 2026

Always great especially when using paypal credit

Always great especially when using paypal credit Reviewed on: 25th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100972 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub