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PayPal: PayPal Credit reviews

4.90
Based on 66,933 reviews, last reviewed 15th Apr 2026
1485400% increase in 5 star reviews
in the past 90 days
4200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal power PayPal has helped me out on several occasions, with help getting my money back when goods were unsatisfactory. The pay in three is so easy to use and... Read more Reviewed on: 15th April 2026
Wilkinson P's avatar
Wilkinson P

Latest lowest rating:

1

Like the points, and how easy it is to use them on f... Like the points, and how easy it is to use them on future purchases Reviewed on: 15th April 2026
Steven Nahum's avatar
Steven Nahum

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (66933)

Good service

5
Very good service Fit for purpose Reviewed on: 13th June 2022

Easy to gat PayPal credit

4
It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022

Amazing

5
Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022

Brilliant way to pay monthly for your goods.

5
Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022

Very quick

5
I Had money when î needed them, very quick Reviewed on: 13th June 2022

PayPal is great

5
I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022

Great deals!

4
Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022

PayPal

5
Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022

Nice

4
Only lacking of credit increase Reviewed on: 13th June 2022

Fast and simple

5
Pick what you want to buy, choose PayPal credit and on how many months and that's it. Can't be faster and simpler! Offers are very usual on 0% interest, so that's the best part of it! Reviewed on: 13th June 2022

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