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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
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Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180783)

PayPal finance provider is not good for short and lo...

1
PayPal finance provider is not good for short and longer credit finance as this credit effects instantly on credit score, also very strict finance provider regarding their policies, this provider won’t increase their credit limit after certain time and also not good on interest rate/apr. so I won’t recommend this provider as a good provider and also not recommend this to family friends. Reviewed on: 25th May 2026

PayPal is an excellent platform for managing your pa...

5
PayPal is an excellent platform for managing your payments and offers great flexibility with regards to finance options. Reviewed on: 25th May 2026

Great for managing payments making it affordable via...

5
Great for managing payments making it affordable via PayPal credit Reviewed on: 25th May 2026

Always really easy and straightforward to use and if...

5
Always really easy and straightforward to use and if on the rare occasion something does go wrong. Customer services sort it quickly and tell you exactly what to expect. I can’t fault them at all. Reviewed on: 25th May 2026

I have used pay pall for years, i greatly recomend

5
I have used pay pall for years and it is very usefull i frequently use the no interest if paid within 4 months which i resently used to repave my garden patio and bought fresh turf. I also love the pay in 3 it resently helped me with a lovely last min gift for my sisters birthday Reviewed on: 25th May 2026

4 months interest free

5
As a muslim i love being given the option of 4 months interest free!! Easy quick way to purchase what i need without the stress of interest. Reviewed on: 25th May 2026

Always straightforward lots of options credit intere...

5
Always straightforward lots of options credit interest free and pay in three it’s great !! Have used it several times for expensive items Reviewed on: 25th May 2026

Great service

5
Never had any issues with PayPal, no hassel getting refunds etc. Reviewed on: 25th May 2026

The people make the organisation

5
Staff are awesome and focussed. They lisyen and respond accurately. Reviewed on: 25th May 2026

Absolutely love PayPal.

5
Absolutely love PayPal. Makes life easier to pay for items without giving out all details. Reviewed on: 25th May 2026

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