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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178064 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178067)

generally a good experience but I wish there was a w...

generally a good experience but I wish there was a way to up credit limit Reviewed on: 20th May 2026

Brillant helpful very goid service

Brillant helpful very goid service Reviewed on: 20th May 2026

Amazing from start to finish.

Amazing from start to finish. I’m able to gain redeemable points a lot quicker than other rewards cards I’ve had in the past! Also the app is so easy to navigate and use which helps me efficiently monitor my spends with full transparency. Reviewed on: 20th May 2026

Paypal makes it easier to purchase what I want and p...

Paypal makes it easier to purchase what I want and pay for it Reviewed on: 20th May 2026

Great experience with PayPal, Absolutely excellent.

Great experience with PayPal, Absolutely excellent. Reviewed on: 20th May 2026

An Excellent Service

I find I have total peace of mind doing any on line transaction via Paypal. I do not feel secure when using my bank details for purchases. If I have ever encountered a difficulty and need to speak to someone, I am always given speedy support by extremely professional and polite members of their team. I cannot fault anything about Paypal who always provide me with a seamless service, that has very polite and helpful support, Reviewed on: 20th May 2026

Love Paypal!

Love PayPal, never had an issue with it ever. Will use it whenever I need to pay over 3. Reviewed on: 20th May 2026

Easy to use safe and reliable.

Easy to use safe and reliable. Good incentives to use the app Reviewed on: 20th May 2026

I have recently changed my default debt card and cre...

I have recently changed my default debt card and credit card to PayPal. I love their rewards programme and they have always helped when I have had issues with refunds previously. Reviewed on: 20th May 2026

Game changer

Very good. Handy to use and manageable Reviewed on: 20th May 2026

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