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PayPal: PayPal Credit reviews

4.73
Based on 142,886 reviews, last reviewed 19th Jun 2026
4232550% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

efficient and effective PayPal is an efficient and effective way or paying which makes it safe and easy Reviewed on: 19th June 2026
Reneice's avatar
Reneice

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142886)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great Experience with PayPal CreditPayPal Credi...

5
### Great Experience with PayPal Credit PayPal Credit is incredibly convenient and easy to use. The seamless checkout integration and the **no-interest financing options** on larger purchases have been a lifesaver. It’s a reliable, user-friendly tool that offers great financial flexibility when I need it most. Highly recommended! Reviewed on: 12th June 2026

Always there when I need it, can be used where credi...

5
Always there when I need it, can be used where credit isn't always available. Reviewed on: 12th June 2026

Great way to keep your online spending level if you...

5
Great way to keep your online spending level if you don’t want to use your personal bank account Reviewed on: 12th June 2026

PayPal has a number of financial options available a...

5
PayPal has a number of financial options available and these are convenient and competitive Reviewed on: 12th June 2026

Flexibility of options, wide number of vendors, easy...

5
Flexibility of options, wide number of vendors, easy app Reviewed on: 12th June 2026

Quick and easy

5
Quick and easy and did not have to wait ages for a decision Reviewed on: 12th June 2026

Its very Easy to apply and easy to use the app and w...

5
Its very Easy to apply and easy to use the app and website. Good service Reviewed on: 12th June 2026

PayPal made it easier for me to pay for my goods and...

5
PayPal made it easier for me to pay for my goods and services Reviewed on: 12th June 2026

Unparalleled and immersive experience. ..

5
PayPal has been a worthy companion and the experience has been unparalleled. Reviewed on: 12th June 2026

PayPal is one of the most reliable and widely accept...

5
PayPal is one of the most reliable and widely accepted digital wallets in the world. For everyday online shopping and sending money to friends, it's incredibly tough to beat. Reviewed on: 12th June 2026