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PayPal: PayPal Credit reviews

4.91
Based on 91,710 reviews, last reviewed 1st May 2026
1888250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have more control how I spend my money I have more control how I spend my money Reviewed on: 1st May 2026
A Stu's avatar
A Stu

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91710)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It all goodhas been an easy process

5
It has been an easy process once linked to a bank account it is easy to make payments Reviewed on: 25th April 2026

Awesome service

5
I dont really have anything bad to say about paypal it was easy to set up and easy to make payments they tell you in plenty of time when your payment is due and how much. I have never really had a problem with them so i cannot really comment on there customer service. Overall it is an awesome service. Reviewed on: 25th April 2026

Easy to use, can use with most retailers

5
Easy to use, can use with most retailers Reviewed on: 25th April 2026

Never needed to contact customer service, but happy...

5
Never needed to contact customer service, but happy with the pay in three options. Spreading the cost without interest is nice. Reviewed on: 25th April 2026

Awesome customer service.

5
Awesome customer service. I’ve never had any problems resolving an issue. Staff have always been very polite and helpful. Reviewed on: 25th April 2026

Great 4 months 0% love having flexibility to pay for...

5
Great 4 months 0% love having flexibility to pay for goods Reviewed on: 25th April 2026

pay pal is the safest to pay with it

5
I prefer to pay by paypal as is a safe way and they also help if you have a problem with the parcel! Reviewed on: 25th April 2026

Using PayPal is peace of mind for me.

5
Using PayPal is peace of mind for me. It’s so easy to use with lots of options for payment methods which is super helpful for those potential unexpected life costs. Reviewed on: 25th April 2026

Excellent no dramas.

5
Excellent with no problems and if I do get problem I get a refund more or less straight away. Reviewed on: 25th April 2026

It’s handy to set up and use.

5
It’s handy to set up and use. Good for purchasing large ticket items Reviewed on: 25th April 2026

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