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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140745 reviews)

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4.73

Based on 140,745 reviews, last reviewed 16th Jun 2026

4134800% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm absolutely happy from PayPal. I'm absolutely happy from PayPal. Everything you need is about them! Easy and so convenient!! Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140745)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Only one problem so far.

Only one problem so far. I was declined a payment recently with my credit card. Reviewed on: 10th June 2026

THE BEST MONEY SERVICE PROVIDER.

THE BEST MONEY SERVICE PROVIDER. THE BEST RATES AND THE EASIEST WAY TO PAY ONLINE Reviewed on: 10th June 2026

it’s easy to use and keep track of

it’s easy to use and keep track of Reviewed on: 10th June 2026

I have only used it once but all good, no complaints.

I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Easy to set up and a good period of interest free cr...

Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026

It’s always been a great experience with PayPal

It’s always been a great experience with PayPal Reviewed on: 10th June 2026

Highly recommend

I've been using PayPal credit for a few months and like how they have offers such as 0% interest for 4 months when you spend £100+ in a single transaction Reviewed on: 10th June 2026

Simple to use credit card, clear and helpful interfa...

Simple to use credit card, clear and helpful interface via the app. Builds my confidence in using it. Reviewed on: 10th June 2026

I've been using PayPal for several years and have al...

I've been using PayPal for several years and have always found it to be a reliable, secure, and convenient payment platform. Sending and receiving money is quick and straightforward, and the buyer protection gives me extra peace of mind when shopping online. The mobile app is easy to use, and transactions are usually processed smoothly. I also appreciate how widely accepted PayPal is by online retailers around the world. Overall, it's an excellent service that makes managing online payments simple and secure. Reviewed on: 10th June 2026

Easy to pay in 3 to spread the cost or add to your c...

Easy to pay in 3 to spread the cost or add to your credit balance. Like I can points for spending too. Reviewed on: 10th June 2026

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