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PayPal: PayPal Credit reviews

4.73
Based on 140,830 reviews, last reviewed 17th Jun 2026
4138700% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good service. Really good service. Helps to keep track of money and manage payments all in one place. UI is clean, easy to navigate, and intuitive. Reviewed on: 17th June 2026
David M's avatar
David M

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140830)

Unfaultable

5
I have not had to deal with customer support therefore neutral to their rating. Otherwise can not fault this app/credit. Reviewed on: 10th June 2026

Reliable service

5
Used PayPal for years and recently upgraded to a PayPal credit card they are very reliable and you always know what’s going on with your money with regular notification regarding payments which is exactly what a busy individual like myself needs Reviewed on: 10th June 2026

A Great Experience

5
I have had several complaints which was addressed and resolved for me immediately i was so happy with the representative that addressed my case.The customer care was a topnotch Reviewed on: 10th June 2026

Simple credit and easy to use.

5
I've always found it easy to use. The interest rates and interest free periods are always clearly written and applying for the credit is so simple. The service I have received has always been first class. Reviewed on: 10th June 2026

Good secure way of purchasing.

5
Good secure way of purchasing. Happy with my experience of using PayPal over a number of years. Reviewed on: 10th June 2026

Only one problem so far.

5
Only one problem so far. I was declined a payment recently with my credit card. Reviewed on: 10th June 2026

THE BEST MONEY SERVICE PROVIDER.

5
THE BEST MONEY SERVICE PROVIDER. THE BEST RATES AND THE EASIEST WAY TO PAY ONLINE Reviewed on: 10th June 2026

it’s easy to use and keep track of

5
it’s easy to use and keep track of Reviewed on: 10th June 2026

I have only used it once but all good, no complaints.

5
I have only used it once but all good, no complaints. email reminders for bills and all straight forward. Reviewed on: 10th June 2026

Easy to set up and a good period of interest free cr...

5
Easy to set up and a good period of interest free credit. Reviewed on: 10th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review