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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,671 reviews, last reviewed 6th May 2026
2208950% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal security and PayPal Credit is the best! I love the security PayPal gives users and applying for credit was so easy. Now I buy what I want and pay monthly for everything! Reviewed on: 6th May 2026
Ian L's avatar
Ian L

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (98671)

Came in handy when I needed it.

5
Came in handy when I needed it. Fast simple service. Reviewed on: 15th June 2024
Craig W's avatar
Craig W

Best affordable banking

5
I have been with PayPal for several years and I am completely satisfied with their customer service and affordable options. Reviewed on: 15th June 2024
C M Santosh Kumar's avatar
C M Santosh Kumar

Fantastic service and easy to use.

5
Fantastic service and easy to use. Had no trouble with any purchases I made using PayPal Credit and it was very easy to jeep track of my account. Reviewed on: 15th June 2024
Haydn Wilde's avatar
Haydn Wilde

PayPal credit 5 stars

5
Easy to use and makes me feel safe when shopping online Reviewed on: 15th June 2024
Steven A's avatar
Steven A

They are so easy to use and efficient.

5
They are so easy to use and efficient. Reliable and trustworthy brand. Reviewed on: 15th June 2024
H K's avatar
H K

Helps spread cost for big spends with no interest.

5
Helps spread cost for big spends with no interest. Can pay for anything anywhere. Reviewed on: 15th June 2024
Anonymous's avatar
Anonymous

Have had no issues or problems, great customer service.

5
Have had no issues or problems, great customer service. I also like the security checks they have in place Reviewed on: 15th June 2024
Siobhan Thompson 's avatar
Siobhan Thompson

Very convenient.

5
Very convenient. Always handy when I need it Reviewed on: 15th June 2024
Jacob D's avatar
Jacob D

Never had an issue using the app and particularly li...

5
Never had an issue using the app and particularly like the pay in 3 option Reviewed on: 15th June 2024
Ray B's avatar
Ray B

Quick response and very experienced customer support

5
Quick response and very experienced customer support Reviewed on: 15th June 2024
Feroz M's avatar
Feroz M

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