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PayPal: PayPal Credit reviews

4.73
Based on 144,313 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144313)

Great service .

5
Great service . Very safe & secure . Use PayPal all the time . Reviewed on: 17th April 2026

Easy to use and access, issues are sorted out qui...

5
Easy to use and access, issues are sorted out quickly and smooth. Reviewed on: 17th April 2026

I am happy with all the services I use.

5
I have had a PayPal account for many years and have never had any problems and never had to contact customer services for anything. Reviewed on: 17th April 2026

Amazing service always.

5
Amazing service always. Very easy to use and convenient. Reviewed on: 17th April 2026

Great Credit

5
Easy and flexible credit highly recommended. Reviewed on: 17th April 2026

I like to use paypal for online stores and its realy...

5
I like to use paypal for online stores and its realy safe Reviewed on: 17th April 2026

Fast and reliable

5
Fast and reliable and will recommend to all Reviewed on: 17th April 2026

Experience where you don't need to ask questions, it...

5
Experience where you don't need to ask questions, it fits You, that is amazing. Reviewed on: 17th April 2026

Affordability

5
I use PayPal for a lot of transactions and the 0% helps make things more affordable and also the pay in 3 makes also is great. Reviewed on: 17th April 2026

Fingers tips.

5
I can manage my credit account and my debit card so easily. All through the app. Also it is very secure. Reviewed on: 17th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review