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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98934 reviews)

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4.90

Based on 98,934 reviews, last reviewed 6th May 2026

2220800% increase in 5 star reviews

in the past 90 days

6250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Been using PayPal Credit and it’s been really convenient so far. The application was quick, and having the flexibility to spread payments or pay later... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98934)

Always an incredible service keeping you safe online

Always an incredible service keeping you safe online Reviewed on: 16th June 2024

Excellent service

It gives me flexibility in delaying payments that to purchases made so quite handy Reviewed on: 16th June 2024

Why I love PayPal..........

PayPal credit has been so helpful for me to be able to purchase items for work without having to worry about "How can I afford this" and with an affordable repayment system that doesn't cost the earth, Thank you PayPal Reviewed on: 16th June 2024

Best service

Easy to use, always available and makes life easier. Reviewed on: 16th June 2024

Very slow to process payments into account, where mo...

Very slow to process payments into account, where most banking institutions offer ‘instant banking’ PayPal are a decade behind. Reviewed on: 16th June 2024

Quick and convenient

I enjoy using PayPal for sending money to family and friends. Its so easy and convenient Reviewed on: 16th June 2024

I bought something and PayPal offered me me credit 0...

I bought something and PayPal offered me me credit 0% for 5 months. It was excellent. Thank you. Reviewed on: 16th June 2024

Don't get back you when querying items

Don't get back you when querying items Reviewed on: 16th June 2024

Convenient service all the time.

Convenient service all the time. The multiple payment plan interest free is the best; incomparable Reviewed on: 16th June 2024

Really good , never have a problem

Really good , never have a problem Reviewed on: 16th June 2024

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