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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,133 reviews, last reviewed 6th May 2026
2229800% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful when i needed it, easy to apply Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026
Anna W's avatar
Anna W

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99133)

PayPal has given me the flexibility i need to manage...

5
PayPal has given me the flexibility i need to manage my finances while I’m still able to get the necessary things I need without breaking the bank. It’s been a tough few years with the high cost of living and having PayPal credit available for my use and also being able to use pay in three has helped me a whole lot. Thank you PayPal! Reviewed on: 16th June 2024
Ephraim 's avatar
Ephraim

Paypal credit is very easy to use.

5
Paypal credit is very easy to use. You can pay worth PayPal credit effortlessly and spread the cost over a time. The biggest drawback is the APR. I'm sure that if they had reduced their interest rates, more people would use it on a regular basis. Reviewed on: 16th June 2024
Jack H's avatar
Jack H

Pay in 3

5
Very good experience with the pay in 3 PayPal credit. Reviewed on: 16th June 2024
Kidist k's avatar
Kidist k

Hassle free!

5
Hassle free! Great service! Easy to use through the app. Reviewed on: 16th June 2024
Matthew Miller's avatar
Matthew Miller

I'm using PayPal credit for more than 10 years now.

5
I'm using PayPal credit for more than 10 years now. I'm very grateful to PayPal credit, it was very helpful to me for stable my financial situation. PayPal is the best secure payment method I've ever used. 100% recommend Reviewed on: 16th June 2024
Thumula 's avatar
Thumula

High availability from many sellers, fast and transp...

5
High availability from many sellers, fast and transparent offer Reviewed on: 16th June 2024
Sebastian s's avatar
Sebastian s

It gives me flexibility with my finances

5
It gives me flexibility with my finances Reviewed on: 16th June 2024
Susma Mistry's avatar
Susma Mistry

Very user friendly

5
Always worked, no issues and very simple to use. Reviewed on: 16th June 2024
Peter M's avatar
Peter M

Easy and straightforward and a feeling of security w...

5
Easy and straightforward and a feeling of security with every transaction Reviewed on: 16th June 2024
Ciaran's avatar
Ciaran

Quick, easy to use interface.

5
Quick, easy to use interface. Credit determined on the spot. Easy to track the interest free repayment deadline. Reviewed on: 16th June 2024
Mahesh G's avatar
Mahesh G

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