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PayPal: PayPal Credit reviews

4.73
Based on 144,332 reviews, last reviewed 22nd Jun 2026
4298200% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Got me an out a hole! Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026
Lots T's avatar
Lots T

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144332)

Great to pay over interest free instalments

5
I really like the ability to pay over interest free instalments Reviewed on: 18th April 2026

Best customer service and ease and peace of mind to...

5
Best customer service and ease and peace of mind to use PayPal because PayPal is secure for you Reviewed on: 18th April 2026

Good all round

5
Easy to apply and manage payments Reviewed on: 18th April 2026

Never had a problem.

5
Never had a problem. I like the fact i can do pay in 3 or pay in 4 on larger purchases. I use PayPal all the time. Reviewed on: 18th April 2026

Pay with PayPal & tell your pals about it

5
Great Service. Easy to pay with PayPal. Been a member for years & never had any issues or problems with transactions. Enables me to purchase goods & spread the costs over 3 or 4 months interest free. Can’t fault it & use it all the time. Would definitely recommend. Reviewed on: 17th April 2026

Ive been using paypal for years, safe, secure and ha...

5
Ive been using paypal for years, safe, secure and hassle free, i would definitely recomend Paypal Reviewed on: 17th April 2026

Using Paypal helped me a lot with my needs.

5
Using Paypal helped me a lot with my needs. It's easy and convenient to use.I'm very happy to be part of this company. Reviewed on: 17th April 2026

I like to use papypal,as I don't have to pay the mon...

5
I like to use papypal,as I don't have to pay the money very quickly Reviewed on: 17th April 2026

Good services every time I buy goods

5
Good services every time I buy goods Reviewed on: 17th April 2026

Save and secure online shopping ,4 months 0% additio...

5
Save and secure online shopping ,4 months 0% additional fee . Reviewed on: 17th April 2026

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