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PayPal: PayPal Credit reviews

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4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99288)

Never have problems

5
I have never had any problems with Paypal. Great way to pay for things over time if you cam't afford a one time big purchase Reviewed on: 16th June 2024
Simon P's avatar
Simon P

Smooth and easy to use.

5
Never had any problems with paypal always smooth and efficient. Some great features like pay in 3 and no interest if paid in full in 4 payments (4 month) Had one dispute with a seller sorted out quickly with paypal. Reviewed on: 16th June 2024
Frank Eim's avatar
Frank Eim

Use paypal all the time.

5
Use paypal all the time. Great being able to spread the cist of more expensive purchases Reviewed on: 16th June 2024
Peter M's avatar
Peter M

Really user friendly & flexible helps spread costs

5
Really user friendly & flexible helps spread costs Reviewed on: 16th June 2024
Jason B's avatar
Jason B

Good to use the interest free credit option for 4 mo...

5
Good to use the interest free credit option for 4 months, good security system, can send and receive money easily. Pay pal is a definite must have for me. Reviewed on: 16th June 2024
Darren M's avatar
Darren M

PayPal forever

5
Have been using PayPal app for some years now and always been easy, convenient and reliable. Rely on PayPal when making purchases online. Reviewed on: 16th June 2024
Kelvin S's avatar
Kelvin S

Really good - never had any issues!

5
Really good - never had any issues! Reviewed on: 16th June 2024
kellydobson1701@gmail.com's avatar
[email protected]

Never had any problems with paypal

5
Never had any problems with paypal Reviewed on: 16th June 2024
Andre's avatar
Andre

It's very easy to use and clear on repayment dates .

5
It's very easy to use and clear on repayment dates . Reviewed on: 16th June 2024
Joe C's avatar
Joe C

Easy access , it’s very useful to transfer

4
Easy access , it’s very useful to transfer Reviewed on: 16th June 2024
Charles's avatar
Charles

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