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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,493 reviews, last reviewed 22nd Jun 2026
4305500% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply for and use, comes in really handy for... Easy to apply for and use, comes in really handy for all different types of purchases and added safety on top Reviewed on: 22nd June 2026
Christopher B's avatar
Christopher B

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144493)

Great app, excellent Customer Service

5
The app is so easy to use, but when things do go wrong, the Customer Service is 2nd to none and always very very helpful. Reviewed on: 18th April 2026
Pete S-M's avatar
Pete S-M

I have used PayPal for years

5
I have used PayPal for years -very easy - feel safe- excellent customer service - any time I’ve had an issues CS have been amazing - would definitely recommend PP- thank you Reviewed on: 18th April 2026
Jenn W's avatar
Jenn W

I find PayPal a very convenient way of paying for on...

5
I find PayPal a very convenient way of paying for online goods and services. I can relax knowing my payment details are secure. I also like that I can spread the cost on bigger purchases interest free. Reviewed on: 18th April 2026
Rimskylee's avatar
Rimskylee

Title Good rates easily manageable

5
Good rates easily manageable and kept up too date Reviewed on: 18th April 2026
James s's avatar
James s

Very cool very easy to use very simple

5
Very cool very easy to use very simple Reviewed on: 18th April 2026
Lukas Pribyl 's avatar
Lukas Pribyl

I use PayPal regularly.

5
I use PayPal regularly. It's great paying system. Reviewed on: 18th April 2026
Robert P's avatar
Robert P

PayPal was with me , always.

5
PayPal was with me from as long as I remember. Always easy to use and flexible. Whatever it was, family members who transferred money, online shopping to pay, bigger plans to spread the costs off. Always simple always secure. Reviewed on: 18th April 2026
Marcin Fereczkowski's avatar
Marcin Fereczkowski

Fast and easy to use .

4
I’ve been using PayPal for years and I’m happy with the service Reviewed on: 18th April 2026
Katia G's avatar
Katia G

So easy to work with and manage payments.

5
So easy to work with and manage payments. Many stores also integrate with PayPal Credit. Reviewed on: 18th April 2026
Nick E's avatar
Nick E

Brilliant credit provider

5
I have never had this service from any other provider it’s best and easy to apply and quick decision and give good amount to use Reviewed on: 18th April 2026
M08B's avatar
M08B

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