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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

PayPal credit has been excellent especially during h...

PayPal credit has been excellent especially during hard times of financial stress. Reviewed on: 16th June 2024

PayPal credit is a wonderful financial backup.

PayPal credit is so easy to use and such a life saver when unexpected breakdowns happen and you can't afford to pay for replacement items outright. It's a wonderful peace of mind knowing that PayPal credit has your back! Reviewed on: 16th June 2024

I've been using PayPal for years.

I've been using PayPal for years. Every problem I've encountered has been resolved quickly. 9 times out of 10 the PayPal reps do a brilliant job on the live chat and make it much easier resolving disputes or raising queries. Overall the service provided has never let me down and I consistently use it on a weekly basis. Easy, convenient and efficient to use. Reviewed on: 16th June 2024

Very safe and convenient.

Very safe and convenient. I know that payments are secure and very good complaints procedures that gives confidence to the customer. Reviewed on: 16th June 2024

I have used PayPal for years and have never had any...

I have used PayPal for years and have never had any issues. Reviewed on: 16th June 2024

Help me buy goods without interest.

Help me buy goods without interest. Reviewed on: 16th June 2024

always a great and easy way to pay

always a great and easy way to pay Reviewed on: 16th June 2024

Customer service and ease of use

I ache never had an issue it has always worked well for me and if I get any problems they are dealt with straight away Reviewed on: 16th June 2024

Been using them for years and never had a problem.

Been using them for years and never had a problem. Reviewed on: 16th June 2024

Pay pal, customer service is all way at had to help...

Pay pal, customer service is all way at had to help with a problem or questions Reviewed on: 16th June 2024

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