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PayPal: PayPal Credit reviews

4.90
Based on 99,561 reviews, last reviewed 6th May 2026
2249250% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extend your credit Allows me to spread payment. Easy to setup and administer. Reviewed on: 6th May 2026
Chrymas's avatar
Chrymas

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (99561)

Easy to use and good for borrowing money

5
Easy to use and good for borrowing money Reviewed on: 17th June 2024

I have never had any issues.

5
I have never had any issues. Any issue dealt with promptly and efficiently Reviewed on: 17th June 2024

convenience to use with no problem ,fastest transact...

5
convenience to use with no problem ,fastest transactions Reviewed on: 17th June 2024

PayPal is fantastic, stress free and a lifesaver

5
PayPal is a lifesaver for all those big expenses. Whether it’s a washing machine, tv or jetting off in the sun. It’s there to help spread the cost out a little easier in these hard times. I’d recommend anyone to try it and see how they get on. Fantastic user interface, easy to navigate. Reviewed on: 17th June 2024

Easy and quick to use.

5
Easy and quick to use. I feel confident using Paypal that my transactions are secure and protected. Reviewed on: 17th June 2024

Reliable,and mever had any issues

5
Reliable,and mever had any issues Reviewed on: 17th June 2024

I just never had a problem at all using Paypal servi...

5
I just never had a problem at all using Paypal service to transfer money abroad it was excellent Reviewed on: 17th June 2024

i have had PP credit since its inception and a great...

5
i have had PP credit since its inception and a great way to pay for good and services, defo recommended Reviewed on: 17th June 2024

Excellent service and I will recommend to friends an...

4
Excellent service and I will recommend to friends and family Reviewed on: 17th June 2024

I use paypal for almost all my online purchases.

5
I use paypal for almost all my online purchases. Easy to use, safe and lots of payment options. Reviewed on: 17th June 2024

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