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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,640 reviews, last reviewed 6th May 2026
2252900% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like using the credit app , monthly payments I like using the credit app , monthly payments Reviewed on: 6th May 2026
Piasta T's avatar
Piasta T

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (99640)

PayPal always makes payments easy and reliable.

5
PayPal always makes payments easy and reliable. Also gives peace of mind in terms of security. Reviewed on: 17th June 2024
Kerrie M's avatar
Kerrie M

Feel safer and fast payment and the security your ac...

5
Feel safer and fast payment and the security your account is safe Reviewed on: 17th June 2024
Poppy's avatar
Poppy

A layer of protection

5
I have been using PayPal credit since 2017 and it’s been marvellous Reviewed on: 17th June 2024
Farzi's avatar
Farzi

The best

5
The best credit ever.Good job guys Reviewed on: 17th June 2024
Alexandru M's avatar
Alexandru M

0% credit offers are great.

5
0% credit offers are great. And the pay in 3 service offers a good amount of flexibility too. I’ve been given a good sized credit limit to use on purchases. It’s also helpful to see each individual purchase broken down with when the 0% period ends. Reviewed on: 17th June 2024
MB's avatar
MB

Great app and support.

5
Great app and support. Gives peace of mind when purchasing Reviewed on: 17th June 2024
Lisa Ross's avatar
Lisa Ross

Safe and convenient

5
It’s safe and convenient to use. Reviewed on: 17th June 2024
Meme's avatar
Meme

When i needed always paypal with me

5
When i needed always paypal with me Reviewed on: 17th June 2024
discolog's avatar
discolog

Great for spreading the cost of an item

5
Great for spreading the cost of an item Reviewed on: 17th June 2024
Stacey S's avatar
Stacey S

Always there and deal with any issues .

5
Always there and deal with any issues . The app is first class ,easy to navigate and understand . Love it.p Reviewed on: 17th June 2024
Robin Taylor's avatar
Robin Taylor

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