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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732489639187411022 (144683 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144683)

A Year of Experience

After using PayPal Credit for a year, I can confidently say that it’s been a useful tool for managing payments and making larger purchases more manageable. The 6-month no-interest promotions are a great feature, and the lack of an annual fee is a bonus. However, I make sure to pay off my balance on time to avoid the steep interest rates. If you’re someone who plans to pay off your purchases in full within the promotional period, PayPal Credit can be an excellent way to spread out costs without paying interest. Just be cautious with the APR and always read the fine print.I use pay pal credit for online and store purchase and i have Reviewed on: 18th April 2026

Decent customer service - Any problems I have have b...

Decent customer service - Any problems I have have been dealt with Reviewed on: 18th April 2026

My experience with PayPal credit has been excellent,...

My experience with PayPal credit has been excellent, new features have been added Reviewed on: 18th April 2026

When Everything Just Works Perfectly

I purchased an item on eBay using PayPal, and the whole experience was incredibly easy, professional, and completely hassle-free. Honestly, it was such a perfect transaction that there’s almost nothing to complain about — easily one of the most successful purchases I’ve ever made. Reviewed on: 18th April 2026

Easy, fast and very useful

PayPal Credit has been very easy to use and really helpful for spreading the cost of purchases. The application was quick, and everything works smoothly within the app. I especially like how simple it is to manage payments and keep track of spending. As long as you stay on top of payments, it’s a great tool for flexibility and convenience. Reviewed on: 18th April 2026

Paying online is stream lined by pay pal and they of...

Paying online is stream lined by pay pal and they offer short interest free credit, which I have used a lot over the years. Reviewed on: 18th April 2026

PayPal is a safe and secure method of payment.

PayPal is a safe and secure method of payment. PayPal Credit are there for you when you need to fund something and it will not cost an arm and a leg to use. Also you can rely on PayPal for normal every day spending as a reliable payment source espescialy when buying on the internet as both PayPals are trustworthy. Reviewed on: 18th April 2026

I have been using PayPal to fund my weight loss jour...

I have been using PayPal to fund my weight loss journey I would not if been able to achieve my goals without the service. I have recommended this service to my friends and always give exerlent reviews of the service I receive. Thank you Paypal Reviewed on: 18th April 2026

Really APPealing

I particularly love the app - really easy and intuitive to use. Reviewed on: 18th April 2026

All good

No problems at all with PayPal some payments do take a few days to show up on your Bank account but I'm not sure if this because of PayPal or my bank. Reviewed on: 18th April 2026

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