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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,724 reviews, last reviewed 6th May 2026
2257000% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Wouldn’t use any other provider. Wouldn’t use any other provider. Great customer service and easy way to pay Reviewed on: 6th May 2026
SC's avatar
SC

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026
Angharad L's avatar
Angharad L
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99724)

Great service,fast & easy to use

5
Great service,fast & easy to use Reviewed on: 17th June 2024
Brian C's avatar
Brian C

PayPal, reliable purchasing, support

5
PayPal have been a source of reliable purchasing, support and resolution in chasing up vendors orders, disagreements and restatution. I rate them over and above other providers. Reviewed on: 17th June 2024
Maurice H's avatar
Maurice H

PayPal credit is amazing and has saved my life.

5
PayPal credit is amazing and has saved my life. It’s quick and makes shopping that little bit easier, you can place a big order via PayPal credit and should you have to return anything, it returns to the PayPal credit so nothing has to even leave your account. You have the option to increase your credit limit so you’re able to make bigger purchases if needs to. It’s amazing for holding you over until payday also, it’s like having a payment advance until you can pay it back Reviewed on: 17th June 2024
RK Han's avatar
RK Han

Easy to use for both sending and receiving money.

5
Easy to use for both sending and receiving money. Secure. Helpful and accessible customer service. Reviewed on: 17th June 2024
Catherine F's avatar
Catherine F

I've been using PayPal for many years.

5
I've been using PayPal for many years. It's a great way to pay safely. I also feel that pay in 3 and credit are helpful and allow me to pay for things in installments. Reviewed on: 17th June 2024
Alix's avatar
Alix

Ease of paying with PayPal and I trust them entirely.

5
Ease of paying with PayPal and I trust them entirely. Reviewed on: 17th June 2024
Bob R's avatar
Bob R

Easy to manage money, help settle regular payments

5
Easy to manage money, help settle regular payments Reviewed on: 17th June 2024
Marek J's avatar
Marek J

PayPal gives you time before interest is added ,grea...

5
PayPal gives you time before interest is added ,great idea would recommend Reviewed on: 17th June 2024
Anita M's avatar
Anita M

Convenient

5
Good interest rate on credit. Convenient to pay different retailers. Reviewed on: 17th June 2024
Victoria G's avatar
Victoria G

Great reliable and trustworthy service

5
Great reliable and trustworthy service Reviewed on: 17th June 2024
DeePatel's avatar
DeePatel

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