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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732495607366716191 (144695 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144695)

Good experience overall.

Good experience overall. If you could pay in 12 installments with 0% on any purchase, not only with some retailers, would be great. Reviewed on: 18th April 2026

General info

Never had any problems if there’s been a issue it’s been resolved in a decent time scale would definitely recommend PayPal Reviewed on: 18th April 2026

A very happy Customer

I have been a customer for some time now and am very happy with the customer service with they app and the information they send to me, with all the option of repaying my credit. Please keep your customer service as good as it is at the moment. Thanks from a very happy customer. Reviewed on: 18th April 2026

Easy and hassle free transactions every time.

Easy and hassle free transactions every time. Reviewed on: 18th April 2026

Easy to use

Easy to use and set up and handy when you really need it Reviewed on: 18th April 2026

great way to manage your spending

I often use the PayPal credit, it's a great way to manage your spending. Reviewed on: 18th April 2026

It is a brilliant way to pay - PayPal it

It is a brilliant way to pay especially it providers buyers guarantee. The app is a good one showing you the necessary details you need to have control over your spending. Reviewed on: 18th April 2026

No fuss, very practical.

No fuss, very practical. Using the service as much as I need Reviewed on: 18th April 2026

PayPal lets me organise my finances in a variety of...

PayPal lets me organise my finances in a variety of ways that helps me afford the extra or expensive or sudden needs in life. I would be lost without it. They give great service when you call with a query, no multiple calls attempts to resolve issues. Very happy Reviewed on: 18th April 2026

PayPal, the only way I shop !!

PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026

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