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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99809 reviews)

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4.90

Based on 99,809 reviews, last reviewed 6th May 2026

2261050% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit is very easy to use. Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99809)

easy to use

Easy to use, the app is simple to navigate and find everything you need Reviewed on: 17th June 2024

Paypal Credit: amazingly fast, secure and easy.

Paypal has an amazingly fast, secure and easy processing service - this is reflected in its Credit service which has helped me fund my businesses equipment needs through the years I've had it. Paypal credit also does a great job at informing me far before (usually around 15 days) a payment is due so I have ample time to make sure I get it done and paid. Their 'payments over £99' offer of 0% is amazing for when you need a quick month-to-month purchase. The only real hitch I have about the service is that payments (to pay-back) can take upwards of a few days to go through (they aren't instant for whatever reason?), Reviewed on: 17th June 2024

Great for larger purchases

Used the PayPal credit service lots of times and have had no issues. Great for those larger purchases. No interest charges as long as it’s paid off before the date stipulated. Reviewed on: 17th June 2024

Worth having

Easy to use, pay and keep track of. Reviewed on: 17th June 2024

Very good service , always very helpful, there when...

Very good service , always very helpful, there when you need it Reviewed on: 17th June 2024

Easy to use and very quick to sign up and...

Easy to use and very quick to sign up and get going Reviewed on: 17th June 2024

I have had a PayPal account for some time now and l...

I have had a PayPal account for some time now and l have used for all occasions from shopping 3 month payment to some more expensive like hotel or travel using pay 4 months interest free which l can navigate to suit my finances Reviewed on: 17th June 2024

Love having the pay in 3 instalments and 4 months in...

Love having the pay in 3 instalments and 4 months interest free credit Reviewed on: 17th June 2024

PayPal is secure

I use PayPal because is an extra level of security. Plus is easy to have all your cards and select the one that you need. Reviewed on: 17th June 2024

PAYPAL YOUR AMAZING!

Pay pal has been amazing for me to quickly and easily for stuff online. As well as this it is so secure that I feel safe using this as a form of payment. Reviewed on: 17th June 2024

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