Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144706)

Love paypal

5
I love paypal never let's me down I purchase all the time I feel I can trust and myaccount is safe I also uses paypal credit interest free for four months whats not to love. Reviewed on: 18th April 2026

Great company

5
Easy payment methods and Never any issues Reviewed on: 18th April 2026

Easy to set up account.

5
Easy to set up account. Clear guidance on app detailing how to use including virtual or physical cards. Reviewed on: 18th April 2026

Excellent service , really good , easy to use

5
Excellent service , really good , easy to use Reviewed on: 18th April 2026

Excellent customer service always

5
Excellent customer service always Reviewed on: 18th April 2026

Very good and efficient with good service

5
Very good and efficient with good service Reviewed on: 18th April 2026

The flexibility is tremendous

5
When monthly budgets are tight, the flexibility of the pay in 4 months credit is tremendously helpful! Reviewed on: 18th April 2026

Helpfull

5
Great to deal with with friendly staff Reviewed on: 18th April 2026

Always helpful fast service reliable never biased at...

5
Always helpful fast service reliable never biased at the decisions Reviewed on: 18th April 2026

Great credit terms, very helpful customer support, h...

5
Great credit terms, very helpful customer support, highly recommended Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75432 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products