Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732450457664006633 (144720 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144720)

I use PayPal for long time and is helping me a lot...

I use PayPal for long time and is helping me a lot as i can pay instalments and is very good for me i big recomanding PayPal Reviewed on: 18th April 2026

PayPal credit is amazing because it has made it easi...

PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026

PayPal the king of payment providers

PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment options. Having multiple options such as credit, bank transfer and delayed payment all within one platform puts PayPal head and shoulders above the competition. Reviewed on: 18th April 2026

Very good financial structure

Great service fast and reliable using it all the time Reviewed on: 18th April 2026

Every time i use PayPal i know that any transactions...

Every time i use PayPal i know that any transactions are secure. Reviewed on: 18th April 2026

Very helpful when I have a problem

Very helpful when I have a problem Reviewed on: 18th April 2026

join PayPal and make your life easy

I’m new to PayPal but I like the variety and options. It’s beneficial more then other apps like Klarna and clear pay and your generous with your limits Reviewed on: 18th April 2026

Sometimes you don't get a good result from being rip...

Sometimes you don't get a good result from being ripped off by a seller. Disappointing. Reviewed on: 18th April 2026

I have been using PayPal for several years now and h...

I have been using PayPal for several years now and have always been pleased with the service. Reviewed on: 18th April 2026

PayPal’s Extreme Utility

PayPal offers a tremendous amount flexibility with their credit products. It’s a great way to smooth out your spending over time, whilst also not being designed to catch you out. The app interface is solid and easy to use and understand. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75438 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub