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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99896 reviews)

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4.90

Based on 99,896 reviews, last reviewed 6th May 2026

2264900% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always attentive customer care . Always attentive customer care . Easy to use and understand. Helps with credit payments as you can pay minimum. Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99896)

Love it! Brilliant way to build credit score

Pay pal credit is a great credit score builder, I started off with low credit but eventually built it up over time by using pay pal credit. I really like that they update you on if you can have extra credit amount and it’s not pushy. Also love it because it’s all done through the app. Reviewed on: 17th June 2024

Simple and quick...

Simple and quick. Good deals, competitive and convenient Reviewed on: 17th June 2024

Always reliable

PayPal have always sorted any issues that I have had, and are usually, very verulamium good. Reviewed on: 17th June 2024

PayPal proper people proper terms and conditions.

Paper has always been a great experience and always been on top of it. We have customer service and any problems they always favour the customer which is about time that people did very pleased the service and customer service Reviewed on: 17th June 2024

Quick and easy to apply

Quick and easy to apply for, it has come in handy for making bigger purchases online and spreading the cost over a few months. Easy to keep track of your credit in the PayPal app. Reviewed on: 17th June 2024

Very user friendly.

Very user friendly. Quick to load, easy to usE Reviewed on: 17th June 2024

I like having time to pay, it gives me freedom to bu...

I like having time to pay, it gives me freedom to buy things I need Reviewed on: 17th June 2024

I've been able to use the service to buy large items...

I've been able to use the service to buy large items when I've not had the money readily available Reviewed on: 17th June 2024

Quick and easy!

Quick and easy! Useful and good offers. Reviewed on: 17th June 2024

Really easy and secure way to spend.

Really easy and secure way to spend. Fair interest rates and easy to apply for. Reviewed on: 17th June 2024

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