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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144727)

It's easy to pay at checkout with Paypam Credit

5
It's easy to pay at checkout with Paypam Credit Reviewed on: 18th April 2026

Perfect, reliable, easy on the go

5
Perfect, reliable, easy on the go Reviewed on: 18th April 2026

Lost money

5
I did not receive an order I put in a dispute and PayPal sided with the seller. I lost my money and received no order Reviewed on: 18th April 2026

Very easy and convenient to use great protection onl...

5
Very easy and convenient to use great protection online etc Reviewed on: 18th April 2026

They’re always helpful and sort out solutions

5
They’re always helpful and sort out solutions Reviewed on: 18th April 2026

Excellent to spread the cost of important puchases

5
Extremely useful for a multitude of purchases like holidays, flights, accomodation and Christmas presents to spread the payments. Reviewed on: 18th April 2026

I have had nothing but excellent service from Paypal...

5
I have had nothing but excellent service from Paypal I can’t recommend it enough from paying for items to if there is a problem the customer service team is always quick to help and help solve problems excellent service keep it up Paypal. Reviewed on: 18th April 2026

Easy to use, easy monitor spending, lots of ways to...

5
Easy to use, easy monitor spending, lots of ways to pay, good rewards system for using PayPal debit card too Reviewed on: 18th April 2026

It's been easy to use and user friendly

4
It's been easy to use and user friendly Reviewed on: 18th April 2026

Everyday use

5
I use PayPal to pay for product but to also request money from friends and family when I have loaned money out. It’s a great easy service. Reviewed on: 18th April 2026

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