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PayPal: PayPal Credit reviews

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4.90
Based on 99,960 reviews, last reviewed 6th May 2026
2267950% increase in 5 star reviews
in the past 90 days
6450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is great, breaks down big payments for... PayPal credit is great, breaks down big payments for 4 months interest free Reviewed on: 6th May 2026
Luiza S's avatar
Luiza S

Latest lowest rating:

2

Poor service / payment standards and website. Cant get to speak to a real person when wanting to know about a payment. Important point you try to save money on staff costs BUT the bot based assis... Read more Reviewed on: 6th May 2026
Richard Davies's avatar
Richard Davies
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99960)

It's a excellent though I like the idea from PayPal...

5
It's a excellent though I like the idea from PayPal I support this idea it helped me alot thank you such a good idea Reviewed on: 17th June 2024
Zaffar i awan's avatar
Zaffar i awan

Paypal credit is great, no hassel and easy to use

5
Paypal credit is great, no hassel and easy to use Reviewed on: 17th June 2024
Mark G's avatar
Mark G

PayPal is great!

5
Very reasonable rates. Easy to use. Would recommend Reviewed on: 17th June 2024
Sasha c's avatar
Sasha c

No issues

4
Never really had any issues. I just wish there was a bit more explanation on how the monthly payments are calculated Reviewed on: 17th June 2024
Ella P's avatar
Ella P

As interest is not permitted in my faith pay in 3 an...

5
As interest is not permitted in my faith pay in 3 and 4 months zero percent interest helped me a lot. Thanks again Reviewed on: 17th June 2024
Mohammed Abdul Raheem Shamoon's avatar
Mohammed Abdul Raheem Shamoon

Always excellent communication and funds at the read...

5
Always excellent communication and funds at the ready when I needed it no problems at all Reviewed on: 17th June 2024
Lee g's avatar
Lee g

Been using PayPal for years

5
PayPal very good when I need to use pay in 3 or 0% for 4 months on big purchases. I never had any problems with PayPal. I like using PayPal when I buy items from overseas and it also great to transfer money to friends and family. Reviewed on: 17th June 2024
Darren's avatar
Darren

I like how safe and even I can pay monthly.

5
I like how safe and even I can pay monthly... Reviewed on: 17th June 2024
Imre O's avatar
Imre O

Amazing customer service team

5
Amazing customer service team they’ve always resolved any issues right away. Not too long of a wait to speak to someone - a real person! Not a robot Reviewed on: 17th June 2024
Lauren's avatar
Lauren

i enjoy using PayPal as customer service is excellent

5
i enjoy using PayPal as customer service is excellent Reviewed on: 17th June 2024
maximo d's avatar
maximo d

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