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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144735)

Paypal look for any opportunity to apply a fee to yo...

Paypal look for any opportunity to apply a fee to your account and then provide no means to challenge it Reviewed on: 18th April 2026

Easy to use, good value.

Easy to use, good value. I've been using PayPal for years and never had any issues. Putting purchases on a plan is effortless and easy to track with the PayPal app. I would definitely recommend it as a convenient finance option. Reviewed on: 18th April 2026

I never have a problem with using PayPal, very good...

I never have a problem with using PayPal, very good and easy to use Reviewed on: 18th April 2026

Excellent options

Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026

PayPal, no faffing just pay for stuff.

PayPal is so easy to use, no faffing just pay for stuff using PayPal Reviewed on: 18th April 2026

Never had too many issues with PayPal.

Never had too many issues with PayPal. Customer service isn’t the best but credit and pay in 3 is great. Only issue I’ve had is payments being declined but my bank telling me it’s a PayPal issue and PayPal charging me Reviewed on: 18th April 2026

Payments are made easy with PayPal credit

Payments are made easy with PayPal credit Reviewed on: 18th April 2026

Everything works very well.

Everything works very well. Statements online full information. Reviewed on: 18th April 2026

That' s what i need

Great service , all i need and want from money apk Reviewed on: 18th April 2026

Overall good, customer service not always helpful or...

Overall good, customer service not always helpful or knowledgable Reviewed on: 18th April 2026

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