Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 100,024 reviews, last reviewed 6th May 2026
2270750% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

4 months with no interest very good offet Good offer without interest. It help family to buy item who can't pay all in one gone. Reviewed on: 6th May 2026
Mrs S's avatar
Mrs S

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (100024)

Simple and efficient , PayPal is checking if you...

5
Simple and efficient , PayPal is checking if you can afford a credit with them before opening one , that is sensible. Reviewed on: 17th June 2024
Barariu Andrei's avatar
Barariu Andrei

PayPal is a superb app!

5
PayPal is a superb app providing a seamless and user friendly interface allowing for easy transactions and financial management. Reviewed on: 17th June 2024
Matthew C's avatar
Matthew C

PayPal credit has enabled me to prepare for the arri...

5
PayPal credit has enabled me to prepare for the arrival of my baby at an affordable repayment rate. I have had a PayPal account for years and I always use it as a secure and safe payment method. I have never had a bad experience with PayPal and it just seems to get easier and easier to use Reviewed on: 17th June 2024
Emily 's avatar
Emily

Happy days.

5
Easy to use. Good repayment scheme. Good tracking and monitoring of money owed and due. Reviewed on: 17th June 2024
Darren H's avatar
Darren H

Safe and convenient way to pay

5
I love that PayPal offer a variety of interest free credit options. This allows me to purchase necessary items cautiously and also allows me to pay it all off early to without issues. PayPal has also helped me get refunds when I have had issues with Dodgy sellers Reviewed on: 17th June 2024
Sarah Peate's avatar
Sarah Peate

Easy to use, easy to pay back never hit an...

5
Easy to use, easy to pay back never hit an issue Reviewed on: 17th June 2024
Chris f's avatar
Chris f

Simple to use and follow.

5
Simple to use and follow. Very reasonable and very handy. Reviewed on: 17th June 2024
Paul B's avatar
Paul B

So simple and I have full control over every purchas...

5
So simple and I have full control over every purchase and quick purchases Reviewed on: 17th June 2024
Sam's avatar
Sam

Excellent

5
Never had a problem with PayPal excellent company Reviewed on: 17th June 2024
Nigel B's avatar
Nigel B

PayPal allows me to make affordable payments for mor...

5
PayPal allows me to make affordable payments for more luxury items. Means I don’t break the bank whilst getting quality goods. Reviewed on: 17th June 2024
Kirsty W's avatar
Kirsty W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill