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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100406 reviews)

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4.90

Based on 100,406 reviews, last reviewed 7th May 2026

2288350% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and flexible I’ve been using PayPal Credit lately and it’s honestly a lifesaver. It’s so easy to use because it’s just an option in your digital wallet—no need for... Read more Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (100406)

Excellent tool,

Paypal is a very good financial tool to assist in your budgeting. Instant decision made, and no hassle platform. Especially good for those unplanned emergencies, Reviewed on: 26th May 2025

Paypal - Excellent

Paypal have helped me numerous times with money issues. Their software is very easy to use and the customer service is excellent and quick. Reviewed on: 26th May 2025

Used a lot of free credit with no issue.

Used a lot of free credit with no issue. When we made a big purchase and the seller didn't come through they assisted well in getting our money back Reviewed on: 26th May 2025

TUI holiday

I used paypal credit to purchase my holiday through TUI it was a simple process and because of the paypal set up i feel it keeps my bank details secure and i don't have to share them with lots of companies Reviewed on: 26th May 2025

Great comms.

Great comms...excellent problem resolution Reviewed on: 26th May 2025

Quick, easy and great value.

Quick, easy and great value. Helped manage some important purchases. Reviewed on: 26th May 2025

PayPal credit is simple to use

PayPal credit is simple to use and helps with paying bigger ticket items. Setting up a direct debit to pay off each month helps budget and make sure you stay on top of your finances each month. The process is very straightforward with little to no need to contact customer service Reviewed on: 26th May 2025

Been with PayPal for a number of years and have been...

Been with PayPal for a number of years and have been very happy with the service . Reviewed on: 26th May 2025

Top service and very easy to use

Top service and very easy to use Reviewed on: 26th May 2025

Very easy, safe and secure.

Very easy, safe and secure. Easy to get in touch with customer services if needed. I’ve never had a problem Reviewed on: 26th May 2025

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