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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144786)

Great all round

5
Always good service and the experience of using pay pal is always easy .easy-to-use and efficient and easy payment system Reviewed on: 18th April 2026

Excellent service.

5
Excellent service. Very easy to use and understand on the app Reviewed on: 18th April 2026

Easy payments

5
Been using PayPal for years now and find it easy for payments. The pay in 3 is useful for spreading payments and the credit card is good for larger payments over £99 being interest free for 4 months. Never had any problems. Reviewed on: 18th April 2026

easy, smooth, stress free, Love it

5
easy, smooth, stress free, Love it Reviewed on: 18th April 2026

Always very helpful.

5
Always very helpful. Any issues I've ever had they sorted straight away Reviewed on: 18th April 2026

Always a good experience making purchases, payment p...

5
Always a good experience making purchases, payment plans make repayment easier and not so much stressful on finances Reviewed on: 18th April 2026

I’ve always had no problem with PayPal

5
I’ve always had no problem with PayPal Reviewed on: 18th April 2026

Trusted and helpful

5
Have used PayPal for years now and always know my money is safe , there very quick and helpful if ever any problems or on getting refunds from shops etc , great customer service Reviewed on: 18th April 2026

Great service, good customer service.

4
Great service, good customer service. Reviewed on: 18th April 2026

Great way to pay!

5
Great way to pay for goods and services Reviewed on: 18th April 2026

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