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PayPal: PayPal Credit reviews

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4.90
Based on 94,973 reviews, last reviewed 5th May 2026
2038250% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and great service Very easy to use and great service Reviewed on: 5th May 2026
ms J's avatar
ms J

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026
Caroline W's avatar
Caroline W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (94973)

I’ve had PayPal credit for 7yrs now maybe longer and...

5
I’ve had PayPal credit for 7yrs now maybe longer and I love it it gets used mostly for Xmas and bday x Reviewed on: 11th June 2024
Joanna A's avatar
Joanna A

PayPal helped we a credit loan which jump started an...

5
PayPal helped we a credit loan which jump started an amazing business, couldn’t be more grateful for all the support from PayPal Reviewed on: 11th June 2024
Muayid S's avatar
Muayid S

Spread your payments interest free!

5
Awesome service enabling payments to be spread interest free. Great integration with most Web sites. Reviewed on: 11th June 2024
DarrenRg's avatar
DarrenRg

Where available, PayPal's payment process is intuiti...

5
Where available, PayPal's payment process is intuitive and easy to use. Less steps to complete a transaction. I am fond of the Express Checkout feature available on most vendor sites. Reviewed on: 11th June 2024
Tass's avatar
Tass

Super simple !

5
It’s so simple too use and there are no hidden figures. Makes some of those big purchases so much easier Reviewed on: 11th June 2024
MD 's avatar
MD

Makes purchasing easier

5
Made purchasing easier, without hassle Reviewed on: 11th June 2024
James 's avatar
James

Covered by any fraudulent transactions

5
PayPal provide protection against any fraudulent transactions- I had one a couple of years ago and PayPal raised an investigation and I got my money back! Reviewed on: 11th June 2024
Sharon J's avatar
Sharon J

Good in flexible methods of interest free payments h...

5
Good in flexible methods of interest free payments help me with spread out my expenses..It's empowering my purchase power . Reviewed on: 11th June 2024
Mathu 's avatar
Mathu

The pay in 3 interest free payments feature is great...

5
The pay in 3 interest free payments feature is great Reviewed on: 11th June 2024
Andrew G's avatar
Andrew G

Transactions are always transparent, and I love that...

5
Transactions are always transparent, and I love that I can pay in various ways Reviewed on: 11th June 2024
Samantha D's avatar
Samantha D

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