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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144792)

Perfect experience with pay pal.

5
Perfect experience with pay pal. I never had any problems with them and they have been great Reviewed on: 18th April 2026

Easy transaction.

5
Easy transaction.. excellent value for money Reviewed on: 18th April 2026

Everything is straight forward with no hassle at all.

5
Everything is straight forward with no hassle at all. I like the different options for paying ie PayPal credit and pay in 3 Reviewed on: 18th April 2026

Smooth, seamless and fast is what you want and what...

5
Smooth, seamless and fast is what you want and what PayPal credit offers. Reviewed on: 18th April 2026

No enough money? PayPal credit it!

5
There was a time I had to travel home to visit my mum and as I didn't had enough money to travel, PayPal credit made it possible giving me enough time to pay back. Reviewed on: 18th April 2026

PayPal is very convenient to use.

5
PayPal is very convenient to use. Their Payin3 is accessible and accepted in all retailers that I use. Their customer service is easy to get hold of and are very efficient t at handling queries. Reviewed on: 18th April 2026

Life changer

5
Paypal Credit has been such a life changer. It makes purchases convenient, offers 0% on larger purchases and for longer when I buy a new mobile. Much better than a High Street bank. My favourite way to pay. Reviewed on: 18th April 2026

Always been a easy and happy process with PayPal

5
Always been a easy and happy process with PayPal Reviewed on: 18th April 2026

PayPal is a secure hub for monetary transactions glo...

5
PayPal is a secure hub for monetary transactions globally. Reviewed on: 18th April 2026

Easy and convenient

5
It’s easy and convenient way to purchase goods Reviewed on: 18th April 2026

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