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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144794 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144794)

Simple to use, great for higher value purchases

I've been using PayPal credit for a few years now. They've provided me with a very generous limit (I've probably not used even close to 20% of it so far) and repayment is done via direct debit. Normal repayment can be expensive and so I avoid it for small purchases, however, for purchases of above £100 it's my go-to service as there is 0% interest for 4 months, which is always more than enough to repay! Reviewed on: 18th April 2026

Easy to use app great customer service provised

Easy to use app great customer service provised Reviewed on: 18th April 2026

Joined less than 2 months ago, and the spread in 3...

Joined less than 2 months ago, and the spread in 3 months interest free is the cherry on top and they fully trustworthy for your money! Fabulous service and the support is always there! Only improvement would be higher credit limit. Reviewed on: 18th April 2026

Protects people's money

It always looks after people's money Reviewed on: 18th April 2026

Secure, reliable and trustworthy

PayPal always provided me with a 5 stars customer service and I can't complain. Reviewed on: 18th April 2026

Mihai PayPal

Very easy to access and quick for a decision. Reviewed on: 18th April 2026

PayPal is quick and easy to use, easy to understand...

PayPal is quick and easy to use, easy to understand your current plans and very easy to get access to cash that you need Reviewed on: 18th April 2026

No problems to date using PayPal.

No problems to date using PayPal. I have only used customer services a couple of times but each time they have performed well. PayPal is easy, convenient and accessible and it would be great to see it as a payment option for more businesses worldwide Reviewed on: 18th April 2026

Easy and reliable to use

I’ve been using PayPal for almost 10 years and haven’t had any problems. Payments are quick, the app is easy to use, and it’s very convenient for both sending and receiving money. It’s also widely accepted, which makes online shopping straightforward. Overall, a reliable service that I’m happy to keep using. Reviewed on: 18th April 2026

Very good experience

Very good experience with PayPal along the years plus PayPal credit it's a very good financial tool for paying over 4 months with interest fee credit. Reviewed on: 18th April 2026

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