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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (94943 reviews)

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4.90

Based on 94,943 reviews, last reviewed 5th May 2026

2036850% increase in 5 star reviews

in the past 90 days

5900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to access and use and would recommend Very easy to access and use and would recommend Reviewed on: 5th May 2026

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94943)

I used PayPal credit to pay for my car insurance.

I used PayPal credit to pay for my car insurance. PayPal provided 6 months interest free to pay this and I received a £25 voucher off Reviewed on: 11th June 2024

It’s been an amazing experience

Since joining the PayPal payment platform over ten years ago, it’s been an amazing experience indeed. PayPal offers online payment security that’s light years ahead of others. PayPal credit has also been a lifesaver with its amazingly competitive interest rate. Additionally, PayPal’s interest-free pay in 3 offering gives me a lot of breather as it enables me to split some payments into 3. Reviewed on: 11th June 2024

Easy to use, gives enough time to payback

Easy to use, gives enough time to payback Reviewed on: 11th June 2024

I think it’s just great, I keep telling my friends t...

I think it’s just great, I keep telling my friends to join PayPal! Reviewed on: 11th June 2024

Very professional

Very professional will always use PayPal if available!! Reviewed on: 11th June 2024

The best experience, I had used it to pay for flight...

The best experience, I had used it to pay for flight ticket and the 3 months repayment plans was wonderful Reviewed on: 11th June 2024

Excellent and very safe way to buy anything

Excellent and very safe way to buy anything Reviewed on: 11th June 2024

Easy to use, for paying for items and for others.

Easy to use, for paying for items and for others. Payments made to clear balance easy too. Reviewed on: 11th June 2024

I’m PayPal user a long time.

I’m PayPal user a long time, since this haven’t got credit, it was easy and safe to use. Now with credit it’s the best option to have, It is not expensive as well. The 4 months to pay without interest is a cherry on the cake. Reviewed on: 11th June 2024

I love PayPal credit because of very low interest

I love PayPal credit because of very low interest Reviewed on: 11th June 2024

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