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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144799 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144799)

Easy and accessible

Easy to set up and easy to manage the account through the app. Reminders about payments are handy too Reviewed on: 18th April 2026

Always trust paypal transactions and never had any i...

Always trust paypal transactions and never had any issues or cause to complain Reviewed on: 18th April 2026

Easy to navigate and communicate woth customer servi...

Easy to navigate and communicate woth customer service if you have issues. Easy to use to pay for things. Reviewed on: 18th April 2026

Paypal credit

Paypal credit is great 0% interest works well. What could be better is when I make a payment from my account to PayPal it takes to long to come out from my bank Reviewed on: 18th April 2026

Excellent and Reliable Payment Experience

I’ve found PayPal to be a very reliable and convenient platform for managing payments. The interface is user-friendly, making it easy to send and receive money, track transactions, and manage my account without any hassle. I especially appreciate how smooth and fast the payment process is, both for personal and business use. Reviewed on: 18th April 2026

Easy to use refunds straightcant fault it away

Easy to use refunds straight away Reviewed on: 18th April 2026

Fast and simple to use.

Fast and simple to use. I’ve used this method of payment several times, and its hassle free! Reviewed on: 18th April 2026

Most convenient there when needed

Most convenient there when needed Reviewed on: 18th April 2026

PayPal is very useful.

PayPal is very useful. Especially with their Pay in 3 facility to spread the cost of larger orders. Reviewed on: 18th April 2026

Best credit card

PayPal credit has helped me in many different ways that I can borrow a large amount and repay them back in monthly basic Reviewed on: 18th April 2026

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